Line of Credit Insurance

Fulfill your financial obligations under your line of credit in the event of death or disability without any hassle.

Is this insurance for you?

  • You have a business line of credit at your Caisse.
  • You are looking for a protection that will allow you to meet the financial obligations related to your line of credit in the event of death, or disability.

Persons eligible: borrowers or guarantors

Life insurance: must be under 70

Disability insurance: must be under 65 and already enrolled in life insurance

Eligibility: You need to answer only a few questions to determine your eligibility



Life insurance

In the event of death, the sum insured indicated on the insurance application is paid off. This amount cannot be less than $10,000 or exceed the amount of the line of credit (maximum $10,000,000 [ 1 ] per participant)

Disability insurance

In the event of disability, the monthly amount indicated on the insurance application is paid off. This amount can be up to 3% of the life insurance amount chosen (maximum of $10,000* per month, per participant)

* For all Line of Credit Insurance or Loan Insurance policies issued by the insurer.


  • Premiums are calculated based on the:
    • coverages selected
    • number of insureds, their age and sex
    • sum insured
    • smoking habits
  • The monthly premium is automatically withdrawn from your account.

Some restrictions apply


  • Disability benefits that can be paid for up to 60 months
  • Non-taxable benefits that aren’t reduced by any amounts received from other private or public plans

Assistance services

  • Free access to certain telephone assistance services offered under the Guide, Support and Protect Program :
    • Psychological Assistance
    • Convalescence Assistance – case management
    • Legal Assistance

Versatile Line of Credit holder?

See Loan Insurance – Versatile Line of Credit for the portion of Loan Insurance that applies specifically to this type of financing.

More information

Find out more


You may also be interested in these personal financial products...
Better informed!
Our blog abounds with articles of real interest to you
Read our blog
Read our blog
Skip to content