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Interest Rates

Current Rates as of september 21, 2022

Find the mortgage rate that best meets your needs. Use our Mortgage Payment Calculator to find out the amount of your mortgage payments.

Special Offers on Term Deposits

Term Interest Rate
11 months 4.10%
31 months 4.50%
50 months 4.60%

Mortgage Rates

Term Special Rate Posted Rate
12 months – Open 8.49% 8.49%
12 months 5.89% 5.89%
24 months 5.94% 5.94%
36 months 5.99% 5.99%
48 months 6.19% 6.99%
60 months* 5.79% 6.99%
60 months insured** 5.69% 6.99%
84 months 6.49% 7.99%

Progressive GIC - Redeemable Annually

Compound annual rate First year Second year Third year Fourth year Fifth year
3.10% 2.00% 2.75% 2.75% 3.00% 5.00%

GIC Redeemable at any Time *

Term Interest Rate
12 months ($1,000 minimum)  2.00%

Conventional Term Deposits

Term Posted Rate
1 year 2.00%
2 years 2.75%
3 years 3.00%
4 years 3.25%
5 years 4.00%

DUO Offer promo

Term Posted Rate
6 years 6,00%
3 years 5,00%

Notes: Rates are subject to change without prior notice. Rates may vary according to your credit rating, the amount borrowed, guarantees offered and other factors. Certain conditions may apply.

Rates may differ if the amortization of your mortgage is greater than 25 years.

*Certain conditions apply.

**This rate is only available to members purchasing a residential property, who are eligible for and purchase mortgage default insurance and meet other conditions.

All interest rates are annualized.

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