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Interest Rates

Rates effective July 09, 2025

Prime Rate Personal Prime Rate
4.95% 6.45%

Term Special Offers

Term Interest Rate
13 months 3.15%
27 months 3.20%
55 months 3.50%

Conventional Term Deposits Non-Redeemable

Term Interest Rate
1 year 2.80%
2 years 2.80%
3 years 2.90%
4 years 2.90%
5 years 3.10%

Term Savings Redeemable

Term Interest Rate
12 months 2.25%

Special Offers Mortgage Rates

Term Interest Rate* APR**
12 months – open 9.75% 10.128%
12 months 5.59% 5.965%
24 months 4.89% 5.086%
36 months 4.39% 4.523%
48 months 4.49% 4.572%
60 months 4.54% 4.622%
60 months – Insured 4.19% 4.272%
84 months 5.29% 5.350%

Posted Mortgage Rates

Term Interest Rate* APR**
12 months – open 9.75% 10.128%
12 months 5.74% 6.115%
24 months 5.49% 5.687%
36 months 6.19% 6.325%
48 months 6.99% 7.093%
60 months 6.99% 7.074%
84 months 7.10% 7.162%

 

* Certain conditions apply. Rates are subject to change without notice and may vary according to credit risk.

**The Annual Percentage Rate (APR) is based on a $250,000 mortgage for the chosen term, assuming a $300 file processing fee (which includes fees associated with establishing the property value).

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