Term	Special Rate	Posted Rate
6-12 months – Open	5.95%	6.95%
6 months	4.40%	4.40%
12 months	2.44%	2.79%
24 months	2.49%	2.94%
36 months	2.69%	3.49%
48 months	2.84%	4.09%
60 months*	2.89%	4.74%
60 months insured**	2.79%	4.74%

Notes: Rates are subject to change without prior notice. Rates may vary according to your credit rating, the amount borrowed, guarantees offered and other factors. Certain conditions may apply.

Rates may differ if the amortization of your mortgage is greater than 25 years.

*Certain conditions apply.

**This rate is only available to members purchasing a residential property, who are eligible for and purchase mortgage default insurance and meet other conditions.

All interest rates are annualized.

Conventional Term Deposits

Term	Posted Annual Rate
1 year	0.40%
2 years	0.70%
3 years	0.90%
4 years	1.10%
5 years	1.30%

Short Term Deposits

Term	Posted Annual Rate
30-59 days	0.10%
60-89 days	0.10%
90-119 days	0.15%
120-179 days	0.15%
180-269 days	0.20%
270-364 days	0.25%

Progressive GIC - Redeemable Annually

Compound annual rate	First year	Second year	Third year	Fourth year	Fifth year
2.02%	1.00%	1.60%	1.75%	2.25%	3.50%

Special Offers on Term Deposits

Term	Annual Interest Rate
16 months	1.00%
30 months	1.50%
55 months	2.25%

GIC Redeemable at any Time

Term	Annual Interest Rate
12 months ($1,000 minimum)	0.40%