
Dear employees and members,
On behalf of the members of the board of directors – Diane, Sonia, Pierrette, Olivier, Martin, Yves, Stéphane, Kevin, André, Ken and Paul – I would like to extend our most sincere thanks to all for a great year 2024.
Your tireless commitment, your cooperative spirit and your loyalty make the strength of our Caisse. Your contributions, whether as employees or members, are a constant source of inspiration and motivation, and we are deeply grateful.
I would also like to highlight the work of the members of the regional cooperative committees (RCCs), who play a key role in community involvement through their active presence and by identifying valuable opportunities for our Caisse. Thanks to your dedication, we are able to remain strongly engaged in our communities and can efficiently distribute community dividends.
I would personally like to thank the members of the board of directors for their continued investment in developing their governance skills. Your commitment to ongoing learning is crucial for us to respond to the market’s uncertain and volatile challenges and to take advantage of the resulting opportunities. The entire team remains fully committed to ensuring the sustainability of our Caisse, in a responsible and sustainable manner.
We are closely monitoring developments in certain sectors, including consumer-driven banking, formerly Open Banking, which are still uncertain and have not always met global expectations. We remain vigilant about its potential impact on our activities and are ready to adapt our strategies accordingly.
In addition, we are closely monitoring recent statements by the President-elect of the United States regarding amendments to free trade agreements and the tariff imposition on certain natural resources. These amendments could have a direct impact on the economic environment in Northern Ontario and we are closely monitoring these developments to prepare the administration for any necessary action.
Despite these uncertainties, we remain optimistic about the future of our Caisse. We strongly believe in our ability to grow in the near future, in a stable and healthy way while respecting our cooperative values and maintaining responsible management. The corporate market is set to continue to grow, and we are seeing a growing level of interest in Caisse Alliance’s services.
I would also like to acknowledge the quality of leadership of our management team and President & CEO. Your expertise and commitment make a real difference in our ability to successfully navigate a complex and ever-changing environment. Your work not only supports the growth of our Caisse, but also inspires a strong and responsible leadership culture at all levels of our organization.
As the holidays approach, we are sending you our warmest wishes. May this season of celebration bring you precious moments of joy and sharing with your loved ones, and may 2025 bring you health, prosperity and success.
Once again, thank you for your work, dedication and trust. Together, let’s continue to build a strong and promising future for our Caisse.
Kind regards,
Grégoire Lefebvre
Chair of the board of directors, Caisse Alliance