Term S@vings

Invest independently in a secure investment at an attractive and guaranteed rate.

Is this type of savings for you?

  • You want to get a secure investment at a low fixed rate, guaranteed until the end of the term.
  • You are an independent investor and wish to manage your investment online on AccèsD.

Main features :Capital and interest rate 100% guaranteed. Available exclusively on AccèsD Internet and mobile

Terms offered :1 to 5 years

Interest rate :Rate available online (fixed or climbing rate, based on the term selected, guaranteed for the duration of the term)

Type of investment :Not redeemable prior to maturity

Interest rate
  • Fixed or climbing rate
  • Based on the term selected
  • Guaranteed for the duration of the term
Eligible for these plans
  • Registered plans: TFSA, RRSP
  • Non-registered plans
Minimum deposit
  • $500 for registered plans
  • $1,000 for non-registered plans
  • Ensures a high return on your savings.
  • Interest paid monthly, annually or at maturity for Fixed-Rate Term S@vings and annually or at maturity for Climbing-Rate Term S@vings.
  • Eligible deposits in registered accounts have unlimited coverage through the Financial Services Regulatory Authority (FSRA)
  • Eligible deposits (not in registered accounts) are insured up to $250,000 through the Financial Services Regulatory Authority (FSRA)
  • May be eligible for potential member dividends. Learn more about member dividends.


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