Buying your first home is a great adventure if you are well-prepared.
Your Caisse advisor can help you analyze your situation and set up a budget so you’ll know what to expect in terms of start-up costs and long-term financial obligations: mortgage payments, municipal and school taxes, insurance, maintenance costs, condo fees (if applicable), etc.
Here is some useful information:
- Is homeownership right for you?
- Your price range:
- Draw up your budget
- Save your downpayment
- Calculate how much you can spend on a home and evaluate your ability to repay your debts
- Estimate start-up costs
- Choosing the right home
- Working with real estate professionals
- Buying a property
- Choosing a mortgage
Now that you’ve thought about it, set up a budget and determined your needs, you know you’re ready to buy a home. Now’s the time to contact a Caisse advisor who can help you and guide you through every step of this major purchase.