Like just about everyone, you just need a little encouragement to get started.
Can you have peace of mind with no savings?
The answer is no. Having no savings is actually taking a big risk. The slightest emergency — losing your job, getting sick, the car breaking down – can make your whole world fall apart.
You need a financial safety net to:
- ensure your peace of mind, especially when times get tough
- enjoy a good life and retirement.
It’s time to get a handle on your financial affairs and start saving. Every dollar you set aside will take you one step closer.
You need to save to:
- have a financial cushion to be able to deal with the unexpected
- pay off your debts and breather easier
- look toward the future with confidence
Saving takes willpower and discipline
Saving is something that is easy to understand, but harder to put into action. Why? Because it requires constant effort. Without a firm decision so save, you won’t succeed in setting money aside.
Once you’ve accepted this fact, things will get easier. You’ll be able to start sacrificing a few things knowing that this will bring you much satisfaction and pride in the medium and long term.
With a good dose of perseverance, you’ll be able to set enough money aside to accomplish your projects without having to get into debt each time to do it.
And if you borrow, you’ll be able to make a plan to repay your debt quickly, thanks to your savings. It’s true, borrowing isn’t the only way to meet emergencies and get the things you need.
See : How to save