Debt Payoff Calculator
Your debts
Debt name
Balance
Interest rate (APR %)
Minimum payment
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You can add up to 10 debts.
Payment strategy
Payoff order
Avalanche (highest interest first)
Snowball (smallest balance first)
Start date
Extra monthly payment
Extra yearly payment
One-time lump sum
Lump sum date
Use a fixed total monthly payment
Total monthly payment (fixed)
If enabled, this amount would be applied each month until the debt is fully repaid (minimum payments would be made first, and the remaining amount would be applied to the targeted debt).
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Results
Time to pay off
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Total interest paid
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Estimated debt-free date
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Interest saved vs minimum-only
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Per-debt payoff summary
Debt name
Payoff (month)
Payoff date
Interest paid
