{"id":999,"date":"2019-03-12T15:15:33","date_gmt":"2019-03-12T19:15:33","guid":{"rendered":"http:\/\/caissealliance.absoludev.ca\/non-classifiee\/mieux-comprendre-le-reer\/"},"modified":"2024-01-29T09:25:32","modified_gmt":"2024-01-29T14:25:32","slug":"mieux-comprendre-le-reer","status":"publish","type":"post","link":"https:\/\/www.caissealliance.com\/fr\/particulier\/reer\/mieux-comprendre-le-reer\/","title":{"rendered":"Mieux comprendre le REER"},"content":{"rendered":"\t\t<div data-elementor-type=\"wp-post\" data-elementor-id=\"999\" class=\"elementor elementor-999\" data-elementor-post-type=\"post\">\n\t\t\t\t\t\t<section class=\"elementor-section elementor-top-section elementor-element elementor-element-0ebbc52 elementor-section-boxed elementor-section-height-default elementor-section-height-default\" data-id=\"0ebbc52\" data-element_type=\"section\" data-e-type=\"section\">\n\t\t\t\t\t\t<div class=\"elementor-container elementor-column-gap-default\">\n\t\t\t\t\t<div class=\"elementor-column elementor-col-100 elementor-top-column elementor-element elementor-element-c416dee\" data-id=\"c416dee\" data-element_type=\"column\" data-e-type=\"column\">\n\t\t\t<div class=\"elementor-widget-wrap elementor-element-populated\">\n\t\t\t\t\t\t<div class=\"elementor-element elementor-element-91286e8 elementor-widget elementor-widget-text-editor\" data-id=\"91286e8\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t<p>Un r\u00e9gime enregistr\u00e9 d\u2019\u00e9pargne-retraite, appel\u00e9 couramment REER, est un mode d\u2019\u00e9pargne qui vous permet de placer les \u00e9conomies que vous r\u00e9alisez durant votre vie active, en vue de compl\u00e9ter vos sources de revenus \u00e0 la retraite.<\/p><p>Il offre un double avantage fiscal :<\/p><ul><li data-gc-list-depth=\"1\" data-gc-list-style=\"bullet\">vos cotisations sont d\u00e9duites de votre revenu imposable;<\/li><li data-gc-list-depth=\"1\" data-gc-list-style=\"bullet\">les revenus de vos placements sont r\u00e9investis enti\u00e8rement dans votre r\u00e9gime \u00e0 l\u2019abri de l\u2019imp\u00f4t.<\/li><\/ul><h2><strong>R\u00e8gles de base du REER<\/strong><\/h2><ol><li data-gc-list-depth=\"1\" data-gc-list-style=\"ordered\">Vos cotisations REER ne doivent pas exc\u00e9der un certain pourcentage de vos revenus.\u00a0<\/li><li data-gc-list-depth=\"1\" data-gc-list-style=\"ordered\">Il y a quatre sortes de REER : le REER individuel, le REER au nom du conjoint, le REER collectif et le REER autog\u00e9r\u00e9.<\/li><li data-gc-list-depth=\"1\" data-gc-list-style=\"ordered\">Deux possibilit\u00e9s sont offertes pour cotiser : par versements r\u00e9guliers, au rythme qui vous convient, et au comptant, au moment o\u00f9 vous le d\u00e9sirez.<\/li><\/ol><h3>Le REER peut aussi servir \u00e0 d\u2019autres fins que la retraite.<\/h3><p>Il peut \u00eatre utilis\u00e9 pour :<\/p><ul><li data-gc-list-depth=\"1\" data-gc-list-style=\"bullet\">acheter une premi\u00e8re propri\u00e9t\u00e9 avec le R\u00e9gime d\u2019accession \u00e0 la propri\u00e9t\u00e9 (RAP);<\/li><li data-gc-list-depth=\"1\" data-gc-list-style=\"bullet\">financer un retour aux \u00e9tudes avec le R\u00e9gime d\u2019encouragement \u00e0 l\u2019\u00e9ducation permanente (REEP);<\/li><li data-gc-list-depth=\"1\" data-gc-list-style=\"bullet\">constituer un revenu d\u2019appoint advenant une p\u00e9riode sans emploi ou un cong\u00e9 parental.<\/li><\/ul>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/section>\n\t\t\t\t<\/div>\n\t\t","protected":false},"excerpt":{"rendered":"<p>Un r\u00e9gime enregistr\u00e9 d\u2019\u00e9pargne-retraite, appel\u00e9 couramment REER, est un mode d\u2019\u00e9pargne qui vous permet de placer les \u00e9conomies que vous r\u00e9alisez durant votre vie active, en vue de compl\u00e9ter vos sources de revenus \u00e0 la retraite. Il offre un double avantage fiscal : vos cotisations sont d\u00e9duites de votre revenu imposable; les revenus de vos [&#8230;]<\/p>\n","protected":false},"author":1,"featured_media":2789,"comment_status":"open","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"_acf_changed":false,"_monsterinsights_skip_tracking":false,"_monsterinsights_sitenote_active":false,"_monsterinsights_sitenote_note":"","_monsterinsights_sitenote_category":0,"footnotes":""},"categories":[53],"tags":[],"class_list":["post-999","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","category-reer"],"acf":[],"yoast_head":"<!-- This site is optimized with the Yoast SEO plugin v27.5 - https:\/\/yoast.com\/product\/yoast-seo-wordpress\/ -->\n<title>Mieux comprendre le REER | Caisse Alliance<\/title>\n<meta name=\"robots\" content=\"index, follow, max-snippet:-1, max-image-preview:large, max-video-preview:-1\" \/>\n<link rel=\"canonical\" href=\"https:\/\/www.caissealliance.com\/fr\/particulier\/reer\/mieux-comprendre-le-reer\/\" \/>\n<meta property=\"og:locale\" content=\"fr_FR\" \/>\n<meta property=\"og:type\" content=\"article\" \/>\n<meta property=\"og:title\" content=\"Mieux comprendre le REER | Caisse Alliance\" \/>\n<meta property=\"og:description\" content=\"Un r\u00e9gime enregistr\u00e9 d\u2019\u00e9pargne-retraite, appel\u00e9 couramment REER, est un mode d\u2019\u00e9pargne qui vous permet de placer les \u00e9conomies que vous r\u00e9alisez durant votre vie active, en vue de compl\u00e9ter vos sources de revenus \u00e0 la retraite. 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