{"id":1097,"date":"2019-03-12T15:18:02","date_gmt":"2019-03-12T19:18:02","guid":{"rendered":"http:\/\/caissealliance.absoludev.ca\/non-classifiee\/epargner-pour-les-vacances-ou-les-financer\/"},"modified":"2021-06-03T08:21:52","modified_gmt":"2021-06-03T12:21:52","slug":"epargner-pour-les-vacances-ou-les-financer","status":"publish","type":"post","link":"https:\/\/www.caissealliance.com\/fr\/particulier\/epargne\/epargner-pour-les-vacances-ou-les-financer\/","title":{"rendered":"\u00c9pargner pour les vacances&#8230; ou les financer"},"content":{"rendered":"<p>\u00c9pargner en pr\u00e9vision des vacances est une sage d\u00e9cision. Il suffit de se faire un plan et de le suivre.<\/p>\n<ul>\n<li data-gc-list-depth=\"1\" data-gc-list-style=\"bullet\">D\u00e9posez \u00e0 fr\u00e9quence fixe un certain montant dans un compte d\u2019\u00e9pargne que vous nommerez \u00ab Vacances \u00bb.<\/li>\n<li data-gc-list-depth=\"1\" data-gc-list-style=\"bullet\">Placez votre petite monnaie et les montants re\u00e7us en cadeau dans une cagnotte que vous d\u00e9poserez dans votre compte \u00ab Vacances \u00bb.<\/li>\n<li data-gc-list-depth=\"1\" data-gc-list-style=\"bullet\">Respectez votre budget vacances. R\u00e9glez le plus de frais possible avant de partir et pr\u00e9voyez l\u2019argent que vous voulez d\u00e9penser (excursions, h\u00e9bergement, nourriture, achats divers). Ne d\u00e9pensez pas plus.<\/li>\n<\/ul>\n<h2>Vous n&#8217;avez pas pu \u00e9pargner avant les vacances?<\/h2>\n<p>Comment comptez-vous financer vos vacances? Pour payer celles-ci, on utilise g\u00e9n\u00e9ralement ses cartes de cr\u00e9dit, son remboursement d\u2019imp\u00f4ts ou encore ses \u00e9conomies. Comme cette derni\u00e8re solution est pr\u00e9f\u00e9rable, il peut \u00eatre commode d\u2019utiliser \u00c9pargne \u00e0 d\u00e9p\u00f4t p\u00e9riodique.<\/p>\n<p>Voulez-vous faire un voyage ou plusieurs sorties? Pour que les vacances ne se transforment pas en gouffre financier, prenez d\u2019abord le temps de d\u00e9terminer votre budget.<\/p>\n<p>Cet exercice vous aidera \u00e0 choisir votre mode d\u2019h\u00e9bergement, toujours ce qui co\u00fbte le plus cher avec le transport. Dans vos calculs, n\u2019oubliez pas la restauration, les divertissements et les achats. Pr\u00e9voyez aussi une marge de manoeuvre, en cas de p\u00e9pin.<\/p>\n<p>De fa\u00e7on g\u00e9n\u00e9rale, le prix moyen de location d\u2019une chambre est deux fois moins \u00e9lev\u00e9 dans un \u00e9tablissement de petite taille que dans un gros \u00e9tablissement (200 chambres et plus).<\/p>\n<p>Les forfaits familiaux constituent aussi un choix valable. Les familles \u00e0 revenu modeste peuvent aussi prendre des vacances agr\u00e9ables \u00e0 faible co\u00fbt.<\/p>\n<p>Les <a href=\"https:\/\/destinationontario.com\/\" target=\"_blank\" rel=\"noopener noreferrer\">Centres de renseignements touristiques de l\u2019Ontario<\/a> peuvent vous aider \u00e0 planifier vos vacances.<\/p>\n<h2>Les options de financement<\/h2>\n<p>Il est important de dresser un budget voyage le plus r\u00e9aliste possible :<\/p>\n<ul>\n<li data-gc-list-depth=\"1\" data-gc-list-style=\"bullet\">Que ferez-vous?<\/li>\n<li data-gc-list-depth=\"1\" data-gc-list-style=\"bullet\">O\u00f9 irez-vous?<\/li>\n<li data-gc-list-depth=\"1\" data-gc-list-style=\"bullet\">De quelle fa\u00e7on voyagerez-vous?<\/li>\n<\/ul>\n<p>Vous n\u2019avez pas suffisamment d\u2019\u00e9conomies pour payer la totalit\u00e9 de votre voyage, mais avez suffisamment de temps pour voir venir?<\/p>\n<p>L\u2019\u00e9pargne par versements vous permettra d\u2019amasser progressivement l\u2019argent n\u00e9cessaire jusqu\u2019\u00e0 votre d\u00e9part. En l\u2019investissant dans un CELI, vous atteindrez votre but plus rapidement puisque vos \u00e9conomies sont \u00e0 l\u2019abri de l\u2019imp\u00f4t.<\/p>\n<p>Vous \u00eates \u00e0 court et le temps vous manque?<\/p>\n<h3>Voici les options de financement \u00e0 votre disposition :<\/h3>\n<table style=\"height: 192px;\" data-wrap-id=\"table-id-hvjzt\">\n<tbody>\n<tr style=\"height: 56px;\" data-wrap-id=\"table-row-utsfi\">\n<td style=\"height: 56px;\" data-wrap-id=\"table-cell-cqkcl\">\n<p class=\"ql-align-center\"><strong>Budget<\/strong><\/p>\n<\/td>\n<td style=\"height: 56px;\" data-wrap-id=\"table-cell-halqj\">\n<p class=\"ql-align-center\"><strong>Outil de financement sugg\u00e9r\u00e9<\/strong><\/p>\n<\/td>\n<\/tr>\n<tr style=\"height: 80px;\" data-wrap-id=\"table-row-rbfbx\">\n<td style=\"height: 80px;\" data-wrap-id=\"table-cell-icfmg\">Vous planifiez un voyage de plus de 12 500 $<\/td>\n<td style=\"height: 80px;\" data-wrap-id=\"table-cell-kppbg\">\n<ul>\n<li data-gc-list-depth=\"1\" data-gc-list-style=\"bullet\"><a href=\"https:\/\/www.caissealliance.com\/fr\/produits\/marge-de-credit-personnelle\/\" target=\"_blank\" rel=\"noopener noreferrer\">Marge de cr\u00e9dit personnelle<\/a><\/li>\n<li data-gc-list-depth=\"1\" data-gc-list-style=\"bullet\"><a href=\"https:\/\/www.caissealliance.com\/fr\/produits\/pret-personnel\/\" target=\"_blank\" rel=\"noopener noreferrer\">Pr\u00eat personnel<\/a><\/li>\n<\/ul>\n<\/td>\n<\/tr>\n<tr style=\"height: 56px;\" data-wrap-id=\"table-row-fsxuj\">\n<td style=\"height: 56px;\" data-wrap-id=\"table-cell-bsrgc\">Vous planifiez un voyage de moins de 12 500 $<\/td>\n<td style=\"height: 56px;\" data-wrap-id=\"table-cell-aplrv\">\n<ul>\n<li data-gc-list-depth=\"1\" data-gc-list-style=\"bullet\"><a href=\"https:\/\/www.caissealliance.com\/fr\/produits\/marge-de-credit-personnelle\/\" target=\"_blank\" rel=\"noopener noreferrer\">Marge de cr\u00e9dit personnelle<\/a><\/li>\n<\/ul>\n<\/td>\n<\/tr>\n<\/tbody>\n<\/table>\n<p><strong>Vous pr\u00e9f\u00e9rez la commodit\u00e9 et les avantages d\u2019une carte de cr\u00e9dit?<\/strong><\/p>\n<p>Voir <a href=\"https:\/\/www.caissealliance.com\/fr\/produits\/obtenir-carte-de-credit\/\" target=\"_blank\" rel=\"noopener noreferrer\">Cartes de cr\u00e9dit<\/a><\/p>\n","protected":false},"excerpt":{"rendered":"<p>\u00c9pargner en pr\u00e9vision des vacances est une sage d\u00e9cision. Il suffit de se faire un plan et de le suivre. D\u00e9posez \u00e0 fr\u00e9quence fixe un certain montant dans un compte d\u2019\u00e9pargne que vous nommerez \u00ab Vacances \u00bb. Placez votre petite monnaie et les montants re\u00e7us en cadeau dans une cagnotte que vous d\u00e9poserez dans votre [&#8230;]<\/p>\n","protected":false},"author":1,"featured_media":0,"comment_status":"open","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"_acf_changed":false,"_monsterinsights_skip_tracking":false,"_monsterinsights_sitenote_active":false,"_monsterinsights_sitenote_note":"","_monsterinsights_sitenote_category":0,"footnotes":""},"categories":[50],"tags":[],"class_list":["post-1097","post","type-post","status-publish","format-standard","hentry","category-epargne"],"acf":[],"yoast_head":"<!-- This site is optimized with the Yoast SEO plugin v27.3 - https:\/\/yoast.com\/product\/yoast-seo-wordpress\/ -->\n<title>\u00c9pargner pour les vacances... ou les financer | Caisse Alliance<\/title>\n<meta name=\"robots\" content=\"index, follow, max-snippet:-1, max-image-preview:large, max-video-preview:-1\" \/>\n<link rel=\"canonical\" href=\"https:\/\/www.caissealliance.com\/fr\/particulier\/epargne\/epargner-pour-les-vacances-ou-les-financer\/\" \/>\n<meta property=\"og:locale\" content=\"fr_FR\" \/>\n<meta property=\"og:type\" content=\"article\" \/>\n<meta property=\"og:title\" content=\"\u00c9pargner pour les vacances... ou les financer | Caisse Alliance\" \/>\n<meta property=\"og:description\" content=\"\u00c9pargner en pr\u00e9vision des vacances est une sage d\u00e9cision. 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