{"id":1091,"date":"2019-03-12T15:17:53","date_gmt":"2019-03-12T19:17:53","guid":{"rendered":"http:\/\/caissealliance.absoludev.ca\/non-classifiee\/planifie-tes-revenus-et-tes-depenses\/"},"modified":"2019-05-15T08:14:16","modified_gmt":"2019-05-15T12:14:16","slug":"planifie-tes-revenus-et-tes-depenses","status":"publish","type":"post","link":"https:\/\/www.caissealliance.com\/fr\/particulier\/jeunesse\/planifie-tes-revenus-et-tes-depenses\/","title":{"rendered":"Planifie tes revenus et tes d\u00e9penses"},"content":{"rendered":"<p>Planifier tes revenus et tes d\u00e9penses te permet de savoir si tu es en train de t\u2019endetter ou si tu es en mesure d\u2019\u00e9pargner de l\u2019argent pour plus tard.<\/p>\n<h2>Avantages du budget<\/h2>\n<ul>\n<li data-gc-list-depth=\"1\" data-gc-list-style=\"bullet\">Apprendre \u00e0 g\u00e9rer ton argent et savoir o\u00f9 tu le d\u00e9penses.<\/li>\n<li data-gc-list-depth=\"1\" data-gc-list-style=\"bullet\">\u00c9viter d\u2019\u00eatre toujours \u00e0 court d\u2019argent.<\/li>\n<li data-gc-list-depth=\"1\" data-gc-list-style=\"bullet\">Avoir de l\u2019argent quand tu en as besoin.<\/li>\n<li data-gc-list-depth=\"1\" data-gc-list-style=\"bullet\">\u00c9viter de faux pas financiers lorsque tu seras adulte et que tu auras \u00e0 g\u00e9rer de plus gros montants d\u2019argent et des factures plus \u00e9lev\u00e9es.<\/li>\n<li data-gc-list-depth=\"1\" data-gc-list-style=\"bullet\">Mettre de l\u2019argent de c\u00f4t\u00e9 tous les mois pour r\u00e9aliser d\u2019autres projets.<\/li>\n<\/ul>\n<h2>Inconv\u00e9nients du budget<\/h2>\n<ul>\n<li data-gc-list-depth=\"1\" data-gc-list-style=\"bullet\">Ce n\u2019est pas tr\u00e8s amusant, c\u2019est vrai. Mais si tu choisis une m\u00e9thode simple qui te convient, tu pourrais m\u00eame y prendre go\u00fbt!<\/li>\n<\/ul>\n<p>Les inconv\u00e9nients de ne pas avoir de budget sont encore plus grands que les inconv\u00e9nients d\u2019en cr\u00e9er un. Alors, qu\u2019attends-tu ?<\/p>\n<h3>Le savais-tu?<\/h3>\n<p>L\u2019id\u00e9al est de mettre de 5 % \u00e0 10 % de ton revenu de c\u00f4t\u00e9 chaque mois. Le secret pour r\u00e9ussir ? Consid\u00e8re l\u2019\u00e9pargne comme une d\u00e9pense et entre-la dans ton budget!<\/p>\n<h2>M\u00e9thodes pour faire ton budget<\/h2>\n<h3>Outil de calcul<\/h3>\n<ul>\n<li data-gc-list-depth=\"1\" data-gc-list-style=\"bullet\"><strong>\u00a0<\/strong>Fais ton budget gr\u00e2ce \u00e0 l\u2019outil de calcul que nous avons pr\u00e9par\u00e9 pour toi.<\/li>\n<\/ul>\n<h3>Bo\u00eete<\/h3>\n<ul>\n<li data-gc-list-depth=\"1\" data-gc-list-style=\"bullet\">Chaque fois que tu fais une d\u00e9pense, conserve le coupon de caisse ou la facture dans une bo\u00eete.<\/li>\n<li data-gc-list-depth=\"1\" data-gc-list-style=\"bullet\">Si tu n\u2019en as pas re\u00e7u, \u00e9cris le montant d\u00e9pens\u00e9 sur un bout de papier et d\u00e9pose-le dans la bo\u00eete.<\/li>\n<li data-gc-list-depth=\"1\" data-gc-list-style=\"bullet\">D\u00e9pose aussi ton relev\u00e9 de paie ou note sur un papier le montant re\u00e7u en cadeau ou en allocation (tes revenus).<\/li>\n<li data-gc-list-depth=\"1\" data-gc-list-style=\"bullet\">\u00c0 la fin de la semaine (ou du mois), additionne tous les montants d\u00e9pens\u00e9s. As-tu d\u00e9pens\u00e9 plus que tu as gagn\u00e9 ? Oups!<\/li>\n<li data-gc-list-depth=\"1\" data-gc-list-style=\"bullet\">Pour aller plus loin: Classe tes d\u00e9penses par cat\u00e9gories (sorties, restaurants, cin\u00e9ma, v\u00eatements, etc.). Il sera plus facile de d\u00e9terminer o\u00f9 couper dans tes d\u00e9penses.<\/li>\n<\/ul>\n<h3>Cahier<\/h3>\n<ul>\n<li data-gc-list-depth=\"1\" data-gc-list-style=\"bullet\">Note toutes tes d\u00e9penses de la journ\u00e9e dans un cahier en arrivant \u00e0 la maison.<\/li>\n<li data-gc-list-depth=\"1\" data-gc-list-style=\"bullet\">En inscrivant chaque montant d\u00e9pens\u00e9 dans une cat\u00e9gorie (restaurants, cin\u00e9mas, v\u00eatements, etc.), tu sauras exactement o\u00f9 tu d\u00e9penses le plus et ce que tu peux couper pour \u00e9pargner davantage.<\/li>\n<li data-gc-list-depth=\"1\" data-gc-list-style=\"bullet\">N\u2019oublie pas d\u2019inscrire aussi tes revenus (garde d\u2019enfants, cadeau de grand-maman, allocation, etc.).<\/li>\n<li data-gc-list-depth=\"1\" data-gc-list-style=\"bullet\">Soustraie tes d\u00e9penses de tes revenus pour savoir si tu g\u00e8res ton argent de fa\u00e7on efficace. Si le r\u00e9sultat est n\u00e9gatif, 2 solutions s\u2019offrent \u00e0 toi :\n<ul>\n<li data-gc-list-depth=\"2\" data-gc-list-style=\"bullet\">d\u00e9penser moins d\u2019argent;<\/li>\n<li data-gc-list-depth=\"2\" data-gc-list-style=\"bullet\">gagner plus d\u2019argent.<\/li>\n<\/ul>\n<\/li>\n<\/ul>\n<h3>T\u00e9l\u00e9phone cellulaire<\/h3>\n<ul>\n<li data-gc-list-depth=\"1\" data-gc-list-style=\"bullet\">Il existe m\u00eame des applications qui te permettent de faire le suivi de tes revenus et de tes d\u00e9penses, par exemple sur le iPhone.<\/li>\n<\/ul>\n<p>&nbsp;<\/p>\n","protected":false},"excerpt":{"rendered":"<p>Planifier tes revenus et tes d\u00e9penses te permet de savoir si tu es en train de t\u2019endetter ou si tu es en mesure d\u2019\u00e9pargner de l\u2019argent pour plus tard. Apprendre \u00e0 g\u00e9rer ton argent et savoir o\u00f9 tu le d\u00e9penses. \u00c9viter d\u2019\u00eatre toujours \u00e0 court d\u2019argent. Avoir de l\u2019argent quand tu en as besoin. \u00c9viter [&#8230;]<\/p>\n","protected":false},"author":1,"featured_media":0,"comment_status":"open","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"_acf_changed":false,"_monsterinsights_skip_tracking":false,"_monsterinsights_sitenote_active":false,"_monsterinsights_sitenote_note":"","_monsterinsights_sitenote_category":0,"footnotes":""},"categories":[56],"tags":[],"class_list":["post-1091","post","type-post","status-publish","format-standard","hentry","category-jeunesse"],"acf":[],"yoast_head":"<!-- This site is optimized with the Yoast SEO plugin v27.3 - https:\/\/yoast.com\/product\/yoast-seo-wordpress\/ -->\n<title>Planifie tes revenus et tes d\u00e9penses | Caisse Alliance<\/title>\n<meta name=\"robots\" content=\"index, follow, max-snippet:-1, max-image-preview:large, max-video-preview:-1\" \/>\n<link rel=\"canonical\" href=\"https:\/\/www.caissealliance.com\/fr\/particulier\/jeunesse\/planifie-tes-revenus-et-tes-depenses\/\" \/>\n<meta property=\"og:locale\" content=\"fr_FR\" \/>\n<meta property=\"og:type\" content=\"article\" \/>\n<meta property=\"og:title\" content=\"Planifie tes revenus et tes d\u00e9penses | Caisse Alliance\" \/>\n<meta property=\"og:description\" content=\"Planifier tes revenus et tes d\u00e9penses te permet de savoir si tu es en train de t\u2019endetter ou si tu es en mesure d\u2019\u00e9pargner de l\u2019argent pour plus tard. 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