{"id":1017,"date":"2019-03-12T15:16:00","date_gmt":"2019-03-12T19:16:00","guid":{"rendered":"http:\/\/caissealliance.absoludev.ca\/non-classifiee\/sen-remettre-au-gouvernement-pour-planifier-sa-retraite-est-ce-realiste\/"},"modified":"2019-05-16T10:57:59","modified_gmt":"2019-05-16T14:57:59","slug":"sen-remettre-au-gouvernement-pour-planifier-sa-retraite-est-ce-realiste","status":"publish","type":"post","link":"https:\/\/www.caissealliance.com\/fr\/particulier\/retraite-et-succession\/sen-remettre-au-gouvernement-pour-planifier-sa-retraite-est-ce-realiste\/","title":{"rendered":"S\u2019en remettre au gouvernement pour planifier sa retraite, est-ce r\u00e9aliste ?"},"content":{"rendered":"

Pour la majorit\u00e9 des contribuables, les r\u00e9gimes de retraite gouvernementaux couvriront moins de 50 % de leurs besoins \u00e0 la retraite. Sceptique?<\/p>\n

Voyez par vous-m\u00eame\u2026<\/h2>\n

Fran\u00e7ois, 40 ans, n\u2019a pas encore cotis\u00e9 \u00e0 un REER. Travaillant dans une entreprise priv\u00e9e, son revenu annuel brut est de 50 000 $. Il est convaincu qu\u2019\u00e0 65 ans, les rentes gouvernementales suffiront pour maintenir son niveau de vie.<\/p>\n

Dans les faits, il aura besoin d\u2019au moins 35 000 $ par ann\u00e9e, soit 70 % de son revenu brut actuel, pour maintenir son niveau de vie \u00e0 la retraite. En dollars d\u2019aujourd\u2019hui, il s\u2019av\u00e8re que les rentes gouvernementales annuelles lui rapporteront au plus 16 000 $! Adieu les s\u00e9duisants projets de retraite\u2026<\/p>\n

Pour combler ses besoins financiers, un montant de 19 000 $ par ann\u00e9e devra provenir de ses \u00e9pargnes personnelles, ce qui \u00e9quivaut \u00e0 pr\u00e8s de 120 % du montant fourni par l\u2019\u00c9tat. Quelle d\u00e9ception s\u2019il reporte encore sa d\u00e9cision de cotiser \u00e0 un REER!<\/p>\n","protected":false},"excerpt":{"rendered":"

Pour la majorit\u00e9 des contribuables, les r\u00e9gimes de retraite gouvernementaux couvriront moins de 50 % de leurs besoins \u00e0 la retraite. Sceptique? Fran\u00e7ois, 40 ans, n\u2019a pas encore cotis\u00e9 \u00e0 un REER. Travaillant dans une entreprise priv\u00e9e, son revenu annuel brut est de 50 000 $. Il est convaincu qu\u2019\u00e0 65 ans, les rentes gouvernementales […]<\/p>\n","protected":false},"author":1,"featured_media":4320,"comment_status":"open","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"_acf_changed":false,"_monsterinsights_skip_tracking":false,"_monsterinsights_sitenote_active":false,"_monsterinsights_sitenote_note":"","_monsterinsights_sitenote_category":0,"footnotes":""},"categories":[52],"tags":[],"class_list":["post-1017","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","category-retraite-et-succession"],"acf":[],"yoast_head":"\nS\u2019en remettre au gouvernement pour planifier sa retraite, est-ce r\u00e9aliste ? | Caisse Alliance<\/title>\n<meta name=\"robots\" content=\"index, follow, max-snippet:-1, max-image-preview:large, max-video-preview:-1\" \/>\n<link rel=\"canonical\" href=\"https:\/\/www.caissealliance.com\/fr\/particulier\/retraite-et-succession\/sen-remettre-au-gouvernement-pour-planifier-sa-retraite-est-ce-realiste\/\" \/>\n<meta property=\"og:locale\" content=\"fr_FR\" \/>\n<meta property=\"og:type\" content=\"article\" \/>\n<meta property=\"og:title\" content=\"S\u2019en remettre au gouvernement pour planifier sa retraite, est-ce r\u00e9aliste ? | Caisse Alliance\" \/>\n<meta property=\"og:description\" content=\"Pour la majorit\u00e9 des contribuables, les r\u00e9gimes de retraite gouvernementaux couvriront moins de 50 % de leurs besoins \u00e0 la retraite. 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