{"id":1354,"date":"2019-07-26T12:00:56","date_gmt":"2019-07-26T16:00:56","guid":{"rendered":"http:\/\/caissealliance.absoludev.ca\/?page_id=1354"},"modified":"2026-03-31T08:08:52","modified_gmt":"2026-03-31T12:08:52","slug":"taux-dinteret","status":"publish","type":"page","link":"https:\/\/www.caissealliance.com\/fr\/taux-dinteret\/","title":{"rendered":"Taux d&#8217;int\u00e9r\u00eat"},"content":{"rendered":"<h1>Taux en vigueur \u00e0 partir du 1<sup>er<\/sup> avril 2026<\/h1>\n<h3>Sur cette page :<\/h3>\n<ul>\n<li><a href=\"#offres-speciales-et\">\u00c9pargnes \u00e0 terme<\/a><\/li>\n<li><a href=\"#taux-hypo-speciaux\">Pr\u00eats hypoth\u00e9caires<\/a><\/li>\n<li><a href=\"#comptes-particuliers\">Comptes particuliers<\/a><\/li>\n<li><a href=\"#comptes-entreprises\">Comptes entreprises<\/a><\/li>\n<\/ul>\n<hr \/>\n<p>&nbsp;<\/p>\n<table style=\"border-collapse: collapse; width: 100%;\" border=\"1\">\n<tbody>\n<tr>\n<td style=\"width: 50%;\">Taux pr\u00e9f\u00e9rentiel<\/td>\n<td style=\"width: 50%;\">Taux de base personnel*<\/td>\n<\/tr>\n<tr>\n<td style=\"width: 50%;\">4,45 %<\/td>\n<td style=\"width: 50%;\">5,95 %<\/td>\n<\/tr>\n<\/tbody>\n<\/table>\n<h2 id=\"offres-speciales-et\">Offres sp\u00e9ciales \u00e9pargnes \u00e0 terme<\/h2>\n<table style=\"border-collapse: collapse; width: 100%;\" border=\"1\">\n<tbody>\n<tr>\n<td style=\"width: 50%;\">Terme<\/td>\n<td style=\"width: 50%;\">Taux d&#8217;int\u00e9r\u00eat*<\/td>\n<\/tr>\n<tr>\n<td style=\"width: 50%;\">15 mois<\/td>\n<td style=\"width: 50%;\">2,70 %<\/td>\n<\/tr>\n<tr>\n<td style=\"width: 50%;\">29 mois<\/td>\n<td style=\"width: 50%;\">2,90 %<\/td>\n<\/tr>\n<tr>\n<td style=\"width: 50%;\">52 mois<\/td>\n<td style=\"width: 50%;\">3,10 %<\/td>\n<\/tr>\n<\/tbody>\n<\/table>\n<h2 id=\"epargne-terme-conventionnelle\"><span class=\"ui-provider a b c d e f g h i j k l m n o p q r s t u v w x y z ab ac ae af ag ah ai aj ak\" dir=\"ltr\">\u00c9pargne \u00e0 terme conventionnelle<\/span><\/h2>\n<table style=\"border-collapse: collapse; width: 100%;\" border=\"1\">\n<tbody>\n<tr>\n<td style=\"width: 50%;\">Terme<\/td>\n<td style=\"width: 50%;\">Taux affich\u00e9s*<\/td>\n<\/tr>\n<tr>\n<td style=\"width: 50%;\">1 an<\/td>\n<td style=\"width: 50%;\">2,45 %<\/td>\n<\/tr>\n<tr>\n<td style=\"width: 50%;\">2 ans<\/td>\n<td style=\"width: 50%;\">2,55 %<\/td>\n<\/tr>\n<tr>\n<td style=\"width: 50%;\">3 ans<\/td>\n<td style=\"width: 50%;\">2,55 %<\/td>\n<\/tr>\n<tr>\n<td style=\"width: 50%;\">4 ans<\/td>\n<td style=\"width: 50%;\">2,70 %<\/td>\n<\/tr>\n<tr>\n<td style=\"width: 50%;\">5 ans<\/td>\n<td style=\"width: 50%;\">2,75 %<\/td>\n<\/tr>\n<\/tbody>\n<\/table>\n<h2 id=\"epargne-terme-rachetable\">\u00c9pargne \u00e0 terme rachetable en tout temps<\/h2>\n<table style=\"border-collapse: collapse; width: 100%;\" border=\"1\">\n<tbody>\n<tr>\n<td style=\"width: 50%;\">Terme<\/td>\n<td style=\"width: 50%;\">Taux*<\/td>\n<\/tr>\n<tr>\n<td style=\"width: 50%;\">12 mois<\/td>\n<td style=\"width: 50%;\">2,15 %<\/td>\n<\/tr>\n<\/tbody>\n<\/table>\n<h2 id=\"taux-hypo-affiches\"><\/h2>\n<hr \/>\n<h2 id=\"taux-hypo-speciaux\">Taux hypoth\u00e9caires sp\u00e9ciaux<\/h2>\n<table style=\"height: 216px;\" width=\"100%\">\n<tbody>\n<tr style=\"height: 24px;\">\n<td style=\"height: 24px;\" width=\"37%\">Terme<\/td>\n<td style=\"height: 24px;\" width=\"31%\">Taux sp\u00e9ciaux*<\/td>\n<td style=\"height: 24px;\" width=\"30%\">TAC**<\/td>\n<\/tr>\n<tr style=\"height: 24px;\">\n<td style=\"height: 24px;\" width=\"37%\">12 mois &#8211; ouvert<\/td>\n<td style=\"height: 24px;\" width=\"31%\">9,75 %<\/td>\n<td style=\"height: 24px;\" width=\"30%\">10,128 %<\/td>\n<\/tr>\n<tr style=\"height: 24px;\">\n<td style=\"height: 24px;\" width=\"37%\">12 mois &#8211; ferm\u00e9<\/td>\n<td style=\"height: 24px;\" width=\"31%\">5,24 %<\/td>\n<td style=\"height: 24px;\" width=\"30%\">5,614 %<\/td>\n<\/tr>\n<tr style=\"height: 24px;\">\n<td style=\"height: 24px;\" width=\"37%\">24 mois &#8211; ferm\u00e9<\/td>\n<td style=\"height: 24px;\" width=\"31%\">4,64 %<\/td>\n<td style=\"height: 24px;\" width=\"30%\">4,836 %<\/td>\n<\/tr>\n<tr style=\"height: 24px;\">\n<td style=\"height: 24px;\" width=\"37%\">36 mois &#8211; ferm\u00e9<\/td>\n<td style=\"height: 24px;\" width=\"31%\">4,24 %<\/td>\n<td style=\"height: 24px;\" width=\"30%\">4,373 %<\/td>\n<\/tr>\n<tr>\n<td>36 mois &#8211; assur\u00e9\/ferm\u00e9<\/td>\n<td>4,24 %<\/td>\n<td>4,240 %<\/td>\n<\/tr>\n<tr style=\"height: 24px;\">\n<td style=\"height: 24px;\" width=\"37%\">48 mois &#8211; ferm\u00e9<\/td>\n<td style=\"height: 24px;\" width=\"31%\">4,59 %<\/td>\n<td style=\"height: 24px;\" width=\"30%\">4,692 %<\/td>\n<\/tr>\n<tr style=\"height: 24px;\">\n<td style=\"height: 24px;\" width=\"37%\">60 mois &#8211; ferm\u00e9<\/td>\n<td style=\"height: 24px;\" width=\"31%\">4,34 %<\/td>\n<td style=\"height: 24px;\" width=\"30%\">4,473 %<\/td>\n<\/tr>\n<tr style=\"height: 24px;\">\n<td style=\"height: 24px;\" width=\"37%\">60 mois &#8211; assur\u00e9\/ferm\u00e9<\/td>\n<td style=\"height: 24px;\" width=\"31%\">4,29 %<\/td>\n<td style=\"height: 24px;\" width=\"30%\">4,336 %<\/td>\n<\/tr>\n<tr style=\"height: 24px;\">\n<td style=\"height: 24px;\" width=\"37%\">84 mois &#8211; ferm\u00e9<\/td>\n<td style=\"height: 24px;\" width=\"31%\">5,29 %<\/td>\n<td style=\"height: 24px;\" width=\"30%\">5,350 %<\/td>\n<\/tr>\n<\/tbody>\n<\/table>\n<h2 id=\"taux-hypo-affiches\">Taux hypoth\u00e9caires affich\u00e9s<\/h2>\n<table style=\"height: 192px;\" width=\"97%\">\n<tbody>\n<tr style=\"height: 24px;\">\n<td style=\"height: 24px;\" width=\"37%\">Terme<\/td>\n<td style=\"height: 24px;\" width=\"30%\">Taux affich\u00e9s*<\/td>\n<td style=\"height: 24px;\" width=\"68%\">TAC**<\/td>\n<\/tr>\n<tr style=\"height: 24px;\">\n<td style=\"height: 24px;\" width=\"37%\">12 mois &#8211; ouvert<\/td>\n<td style=\"height: 24px;\" width=\"30%\">9,75 %<\/td>\n<td style=\"height: 24px;\" width=\"68%\">10,128 %<\/td>\n<\/tr>\n<tr style=\"height: 24px;\">\n<td style=\"height: 24px;\" width=\"37%\">12 mois &#8211; ferm\u00e9<\/td>\n<td style=\"height: 24px;\" width=\"30%\">5,74 %<\/td>\n<td style=\"height: 24px;\" width=\"68%\">6,115 %<\/td>\n<\/tr>\n<tr style=\"height: 24px;\">\n<td style=\"height: 24px;\" width=\"37%\">24 mois &#8211; ferm\u00e9<\/td>\n<td style=\"height: 24px;\" width=\"30%\">5,49 %<\/td>\n<td style=\"height: 24px;\" width=\"68%\">5,687 %<\/td>\n<\/tr>\n<tr style=\"height: 24px;\">\n<td style=\"height: 24px;\" width=\"37%\">36 mois &#8211; ferm\u00e9<\/td>\n<td style=\"height: 24px;\" width=\"30%\">6,19 %<\/td>\n<td style=\"height: 24px;\" width=\"68%\">6,325 %<\/td>\n<\/tr>\n<tr style=\"height: 24px;\">\n<td style=\"height: 24px;\" width=\"37%\">48 mois &#8211; ferm\u00e9<\/td>\n<td style=\"height: 24px;\" width=\"30%\">6,29 %<\/td>\n<td style=\"height: 24px;\" width=\"68%\">6,393 %<\/td>\n<\/tr>\n<tr style=\"height: 24px;\">\n<td style=\"height: 24px;\" width=\"37%\">60 mois &#8211; ferm\u00e9<\/td>\n<td style=\"height: 24px;\" width=\"30%\">6,49 %<\/td>\n<td style=\"height: 24px;\" width=\"68%\">6,574 %<\/td>\n<\/tr>\n<tr style=\"height: 24px;\">\n<td style=\"height: 24px;\" width=\"37%\">84 mois &#8211; ferm\u00e9<\/td>\n<td style=\"height: 24px;\" width=\"30%\">6,40 %<\/td>\n<td style=\"height: 24px;\" width=\"68%\">6,461 %<\/td>\n<\/tr>\n<\/tbody>\n<\/table>\n<p>&nbsp;<\/p>\n<hr \/>\n<h2 id=\"comptes-particuliers\">Comptes particuliers<\/h2>\n<table width=\"100%\">\n<tbody>\n<tr>\n<td style=\"width: 39.7914%;\" width=\"53%\"><strong>Comptes<\/strong><\/td>\n<td style=\"width: 59.2086%;\" width=\"46%\"><strong>Taux d\u2019int\u00e9r\u00eat<\/strong><\/td>\n<\/tr>\n<tr>\n<td style=\"width: 39.7914%;\" width=\"53%\">Compte \u00c9pargne jeunesse (0 \u00e0 12 ans)<\/td>\n<td style=\"width: 59.2086%;\" width=\"46%\"><strong>0,10 %<\/strong><\/td>\n<\/tr>\n<tr>\n<td style=\"width: 39.7914%;\" width=\"53%\">Compte Profit jeunesse (12 \u00e0 26 ans)<\/td>\n<td style=\"width: 59.2086%;\" width=\"46%\"><strong>0,10 %<\/strong><\/td>\n<\/tr>\n<tr>\n<td style=\"width: 39.7914%;\" width=\"53%\">Compte d\u2019\u00e9pargne \u00e0 int\u00e9r\u00eat quotidien<\/td>\n<td style=\"width: 59.2086%;\" width=\"46%\"><strong>0,05 %<\/strong><\/td>\n<\/tr>\n<tr>\n<td style=\"width: 39.7914%;\" width=\"53%\">Compte d&#8217;\u00e9pargne \u00e0 int\u00e9r\u00eat \u00e9lev\u00e9<\/td>\n<td style=\"width: 59.2086%;\" width=\"46%\">\n<p>0 $ \u00e0 999,99 $ au taux de <strong>0,05 %<\/strong><\/p>\n<p>1 000 $ \u00e0 4 999,99 $ au taux de <strong>0,40 %<\/strong><\/p>\n<p>5 000 $ et plus au taux de <strong>0,75 %<\/strong><\/td>\n<\/tr>\n<tr>\n<td style=\"width: 39.7914%;\" width=\"53%\">Compte d\u2019\u00e9pargne enregistr\u00e9 variable<br \/>\n(CELI, CELIAPP, REER, CRI, FERR, FRV)<\/td>\n<td style=\"width: 59.2086%;\" width=\"46%\"><strong>0,65 %<\/strong><\/td>\n<\/tr>\n<tr>\n<td style=\"width: 39.7914%;\" width=\"53%\">Compte d\u2019\u00e9pargne enregistr\u00e9 \u00e0 haut rendement<br \/>\n(CELI, REER)<\/td>\n<td style=\"width: 59.2086%;\" width=\"46%\"><strong>0,75 %<\/strong><\/td>\n<\/tr>\n<tr>\n<td style=\"width: 39.7914%;\" width=\"53%\">Compte \u00e0 rendement croissant en devise am\u00e9ricaine<\/td>\n<td style=\"width: 59.2086%;\" width=\"46%\">\n<p>0 $ \u00e0 99 999,99 $ au taux de <strong>0,05 %<\/strong><\/p>\n<p>100 000 $ \u00e0 499 999,99 $ au taux de <strong>0,10 %<\/strong><\/p>\n<p>500 000 $ et plus au taux de <strong>0,15 %<\/strong><\/td>\n<\/tr>\n<\/tbody>\n<\/table>\n<h2><\/h2>\n<hr \/>\n<h2 id=\"comptes-entreprises\">Comptes entreprises<\/h2>\n<table width=\"100%\">\n<tbody>\n<tr>\n<td style=\"width: 39.6707%;\" width=\"53%\"><strong>Comptes<\/strong><\/td>\n<td style=\"width: 59.3293%;\" width=\"46%\"><strong>Taux d\u2019int\u00e9r\u00eat<\/strong><\/td>\n<\/tr>\n<tr>\n<td style=\"width: 39.6707%;\" width=\"53%\">Compte d&#8217;\u00e9pargne quotidien entreprise<\/td>\n<td style=\"width: 59.3293%;\" width=\"46%\">\n<p>0 $ \u00e0 4 999,99 $ au taux de <strong>0,30 %<\/strong><\/p>\n<p>5 000 $ \u00e0 99 999,99 $ au taux de <strong>1,10 %<\/strong><\/p>\n<p>100 000 $ et plus au taux de <strong>1,50 %<\/strong><\/td>\n<\/tr>\n<tr>\n<td style=\"width: 39.6707%;\" width=\"53%\">Compte d\u2019\u00e9pargne \u00e0 haut rendement entreprise<\/td>\n<td style=\"width: 59.3293%;\" width=\"46%\">\n<p>100 000 $ \u00e0 249 999,99 $ au taux de <strong>1,60 %<\/strong><\/p>\n<p>250 000 $ \u00e0 999 999,99 $ au taux de <strong>1,90 %<\/strong><\/p>\n<p>1 000 000 $ \u00e0 2 499 999,99 $ au taux de <strong>2,15 %<\/strong><\/p>\n<p>2 500 000 $ et plus au taux de <strong>2,40 %<\/strong><\/td>\n<\/tr>\n<tr>\n<td style=\"width: 39.6707%;\" width=\"53%\">Compte en devise am\u00e9ricaine<\/td>\n<td style=\"width: 59.3293%;\" width=\"46%\">\n<p>0 $ \u00e0 99 999,99 $ au taux de <strong>0,20 %<\/strong><\/p>\n<p>100 000 $ \u00e0 499 999,99 $ au taux de <strong>0,30 %<\/strong><\/p>\n<p>500 000 $ \u00e0 999 999,99 $ au taux de <strong>0,35 %<\/strong><\/p>\n<p>1 000 000 $ et plus au taux de <strong>0,40 %<\/strong><\/td>\n<\/tr>\n<\/tbody>\n<\/table>\n<p>&nbsp;<\/p>\n<p><span data-contrast=\"auto\">* Certaines conditions s\u2019appliquent. Les taux peuvent changer sans pr\u00e9avis et peuvent varier en fonction du risque de cr\u00e9dit.<\/span><\/p>\n<p><span data-ccp-props=\"{&quot;469777462&quot;:[2700],&quot;469777927&quot;:[0],&quot;469777928&quot;:[1]}\">\u00a0<\/span><span data-contrast=\"auto\">**Le taux annuel du co\u00fbt d\u2019emprunt (TAC) est \u00e9tabli d\u2019apr\u00e8s une hypoth\u00e8que de 250<\/span><span data-contrast=\"auto\">\u2009<\/span><span data-contrast=\"auto\">000 $ pour le terme choisi, en supposant des frais de traitement du dossier de 300 $ (ce qui comprend les frais associ\u00e9s \u00e0 l\u2019\u00e9tablissement de la valeur de la propri\u00e9t\u00e9).\u202f<\/span><span data-ccp-props=\"{&quot;469777462&quot;:[2700],&quot;469777927&quot;:[0],&quot;469777928&quot;:[1]}\">\u00a0<\/span><\/p>\n","protected":false},"excerpt":{"rendered":"<p>\u00c9pargnes \u00e0 terme Pr\u00eats hypoth\u00e9caires Comptes particuliers Comptes entreprises &nbsp; Taux pr\u00e9f\u00e9rentiel Taux de base personnel* 4,45 % 5,95 % Terme Taux d&#8217;int\u00e9r\u00eat* 15 mois 2,70 % 29 mois 2,90 % 52 mois 3,10 % Terme Taux affich\u00e9s* 1 an 2,45 % 2 ans 2,55 % 3 ans 2,55 % 4 ans 2,70 % 5 [&#8230;]<\/p>\n","protected":false},"author":1,"featured_media":0,"parent":0,"menu_order":346,"comment_status":"closed","ping_status":"closed","template":"page_full.php","meta":{"_acf_changed":false,"_monsterinsights_skip_tracking":false,"_monsterinsights_sitenote_active":false,"_monsterinsights_sitenote_note":"","_monsterinsights_sitenote_category":0,"footnotes":""},"class_list":["post-1354","page","type-page","status-publish","hentry"],"acf":[],"yoast_head":"<!-- This site is optimized with the Yoast SEO plugin v27.4 - https:\/\/yoast.com\/product\/yoast-seo-wordpress\/ -->\n<title>Taux d&#039;int\u00e9r\u00eat | Caisse Alliance<\/title>\n<meta name=\"robots\" content=\"index, follow, max-snippet:-1, max-image-preview:large, max-video-preview:-1\" \/>\n<link rel=\"canonical\" href=\"https:\/\/www.caissealliance.com\/fr\/taux-dinteret\/\" \/>\n<meta property=\"og:locale\" content=\"fr_FR\" \/>\n<meta property=\"og:type\" content=\"article\" \/>\n<meta property=\"og:title\" content=\"Taux d&#039;int\u00e9r\u00eat | Caisse Alliance\" \/>\n<meta property=\"og:description\" content=\"\u00c9pargnes \u00e0 terme Pr\u00eats hypoth\u00e9caires Comptes particuliers Comptes entreprises &nbsp; 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