{"id":5136,"date":"2019-05-15T11:16:43","date_gmt":"2019-05-15T15:16:43","guid":{"rendered":"http:\/\/caissealliance.absoludev.ca\/?p=5136"},"modified":"2019-05-15T11:16:43","modified_gmt":"2019-05-15T15:16:43","slug":"caisse-or-bank-whats-the-difference","status":"publish","type":"post","link":"https:\/\/www.caissealliance.com\/en\/personal\/youth\/caisse-or-bank-whats-the-difference\/","title":{"rendered":"Caisse or Bank: What\u2019s the difference?"},"content":{"rendered":"

Do you know the differences?<\/h2>\n\n\n\n\n\n\n\n\n\n
\n

\n<\/td>\n

The Caisse populaire<\/strong><\/td>\nThe bank<\/strong><\/td>\n<\/tr>\n
Nature<\/strong><\/td>\nFinancial services cooperative<\/td>\nPrivate establishment<\/td>\n<\/tr>\n
Owners<\/strong><\/td>\nCaisse populaire members (you, your parents, your neighbours, etc.).<\/td>\nA few shareholders<\/td>\n<\/tr>\n
Objective<\/strong><\/td>\nThe economic and social well-being of all its members and economic development of its community by, for example:<\/p>\n
    \n
  • sponsoring events<\/li>\n
  • donating money to a community organization<\/li>\n
  • awarding student bursaries<\/li>\n<\/ul>\n<\/td>\n
Works to enrich shareholders.<\/td>\n<\/tr>\n
Management<\/strong><\/td>\nEach Caisse populaire is managed locally by elected officials and members.<\/td>\nManaged by the head office that is often located away from its clients\u2019 community.<\/td>\n<\/tr>\n
Participation in the annual general meeting and vote<\/strong><\/td>\n\n

All members can take part in their Caisse populaire\u2019s Annual General Meeting, vote and run for the position of elected officer.<\/p>\n

1 member=1 vote<\/td>\n

\n

Only shareholders can attend the bank\u2019s Annual General Meeting.<\/p>\n

1 share=1 vote<\/td>\n<\/tr>\n

Distribution of surplus earnings<\/strong><\/td>\nA portion of their surplus earnings is given back to their members and community through\u00a0member dividends<\/a>, when possible.<\/td>\nA portion of the profits is given to a small group of shareholders through\u00a0dividends<\/a>.<\/td>\n<\/tr>\n<\/tbody>\n<\/table>\n

 <\/p>\n

 <\/p>\n","protected":false},"excerpt":{"rendered":"

The Caisse populaire The bank Nature Financial services cooperative Private establishment Owners Caisse populaire members (you, your parents, your neighbours, etc.). 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