{"id":5079,"date":"2019-05-15T09:45:04","date_gmt":"2019-05-15T13:45:04","guid":{"rendered":"http:\/\/caissealliance.absoludev.ca\/?p=5079"},"modified":"2019-05-15T09:45:04","modified_gmt":"2019-05-15T13:45:04","slug":"finance-your-business-the-6-criteria-used-to-assess-requests-for-financing","status":"publish","type":"post","link":"https:\/\/www.caissealliance.com\/en\/business\/growth\/finance-your-business-the-6-criteria-used-to-assess-requests-for-financing\/","title":{"rendered":"Finance your business – The 6 criteria used to assess requests for financing"},"content":{"rendered":"

Requests for financing are usually assessed according to the following 6 criteria:<\/p>\n

1.\u00a0<\/strong>Calibre of the business principals<\/strong><\/p>\n

Principals are the primary source of fuel for business projects. Their vision, energy and the effort they are willing to make are the factors that make or break a project.<\/p>\n

2.\u00a0<\/strong>Business environment risks<\/strong><\/p>\n

Lenders make sure that your industry is not perceived to be subject to inordinate risk. The upcoming lifting of a tariff barrier, a procedure that creates pollution or the fact that your business is situated within a fragile sector of the economy may cause a lender to be overly cautious. The company should also be adequately covered by insurance that is tailored to the nature of its activities.<\/p>\n

3.\u00a0<\/strong>Project credibility<\/strong><\/p>\n

If lenders or investors decide to put money in your project, it\u2019s because they hope the investment will pay off. They\u2019ll make sure your previsions are based on verifiable facts and are realistic.<\/p>\n

4.\u00a0<\/strong>Company\u2019s ability to pay and financial structure<\/strong><\/p>\n

You\u2019ll have to prove to lenders that the company is able to meet all of its financial obligations. The company\u2019s financial structure should therefore show a healthy balance between loans and assets.<\/p>\n

5.\u00a0<\/strong>Principals\u2019 financial history<\/strong><\/p>\n

In lenders\u2019 eyes, the future can largely be predicted by the past. It is more than likely that they will run a credit check on the business principals to see if principals effectively met past financial obligations. A bankruptcy or unpaid debt may negatively impact a principal\u2019s credibility.<\/p>\n

6.\u00a0<\/strong>Security<\/strong><\/p>\n

Debt financing is usually secured against company assets, which should be sufficient to allow lenders to cover their risk.<\/p>\n

Find out more<\/h3>\n

See\u00a0Loans and financing<\/a><\/p>\n

 <\/p>\n","protected":false},"excerpt":{"rendered":"

Requests for financing are usually assessed according to the following 6 criteria: 1.\u00a0Calibre of the business principals Principals are the primary source of fuel for business projects. Their vision, energy and the effort they are willing to make are the factors that make or break a project. 2.\u00a0Business environment risks Lenders make sure that your […]<\/p>\n","protected":false},"author":1,"featured_media":0,"comment_status":"open","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"_acf_changed":false,"_monsterinsights_skip_tracking":false,"_monsterinsights_sitenote_active":false,"_monsterinsights_sitenote_note":"","_monsterinsights_sitenote_category":0,"footnotes":""},"categories":[122],"tags":[],"class_list":["post-5079","post","type-post","status-publish","format-standard","hentry","category-growth"],"acf":[],"yoast_head":"\nFinance your business - The 6 criteria used to assess requests for financing | Caisse Alliance<\/title>\n<meta name=\"robots\" content=\"index, follow, max-snippet:-1, max-image-preview:large, max-video-preview:-1\" \/>\n<link rel=\"canonical\" href=\"https:\/\/www.caissealliance.com\/en\/business\/growth\/finance-your-business-the-6-criteria-used-to-assess-requests-for-financing\/\" \/>\n<meta property=\"og:locale\" content=\"en_US\" \/>\n<meta property=\"og:type\" content=\"article\" \/>\n<meta property=\"og:title\" content=\"Finance your business - The 6 criteria used to assess requests for financing | Caisse Alliance\" \/>\n<meta property=\"og:description\" content=\"Requests for financing are usually assessed according to the following 6 criteria: 1.\u00a0Calibre of the business principals Principals are the primary source of fuel for business projects. 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