{"id":5000,"date":"2019-05-16T14:56:47","date_gmt":"2019-05-16T18:56:47","guid":{"rendered":"http:\/\/caissealliance.absoludev.ca\/?p=5000"},"modified":"2021-06-03T08:25:09","modified_gmt":"2021-06-03T12:25:09","slug":"save-for-your-trip-or-finance-them","status":"publish","type":"post","link":"https:\/\/www.caissealliance.com\/en\/personal\/savings\/save-for-your-trip-or-finance-them\/","title":{"rendered":"Save for your trip &#8230; or finance them"},"content":{"rendered":"<p>Saving up to go on vacation is a wise move. All it takes is making a plan and sticking to it.<\/p>\n<ul>\n<li>Deposit a set amount on a regular basis into a savings account you can call your \u201cvacation account\u201d.<\/li>\n<li>Put all your spare change and any money you receive as gifts in a piggy bank until you can deposit it into your \u201cvacation account\u201d.<\/li>\n<li>Stay within your vacation budget. Pay as much as you can ahead of time and decide in advance how much you want to spend (lodging, food, excursions, souvenirs). Don\u2019t spend any more than that.<\/li>\n<\/ul>\n<h2>Vous n&#8217;avez pas pu \u00e9pargner avant les vacances?<\/h2>\n<div id=\"mastercardhead\">\n<p>How do you plan to pay for your vacation?<\/p>\n<\/div>\n<div id=\"bodyinfo\">\n<p>People generally pay for their holidays with credit cards, tax refunds or savings. Since the last of these choices is the wisest, you might find\u00a0savings by instalments\u00a0useful.<\/p>\n<p>Will you make one trip or several outings? Take the time to draw up a budget so your holidays don\u2019t become a drain on your finances.<\/p>\n<p>This exercise will help you decide on the type of accommodation you\u2019ll choose, which, is always the most expensive part of the trip, along with transportation. Be sure to calculate your food, entertainment and purchases and allow some leeway for unexpected expenses.<\/p>\n<p>Generally, the average price of renting a room is half as much in a small establishment as in a large one (with at least 200 rooms).<\/p>\n<p>Family packages are also a good choice. Modest-income families can take pleasant and inexpensive vacations.<\/p>\n<p>The\u00a0<a href=\"https:\/\/destinationontario.com\/\">Province of Ontario Travel Information Centres<\/a>\u00a0can help you plan your vacation.<\/p>\n<\/div>\n<h2>Les options de financement<\/h2>\n<p>Make a realistic\u00a0budget\u00a0for your trip:<\/p>\n<ul>\n<li>What will you do?<\/li>\n<li>Where will you go?<\/li>\n<li>How will you travel?<\/li>\n<\/ul>\n<p>Don\u2019t have enough savings to pay for your trip now but have plenty of time to prepare it?<\/p>\n<p>Savings by instalments can help you gradually accumulate the funds you need before you go. If you invest in a TFSA, you will reach your goal more quickly since your savings will grow in a tax shelter.<\/p>\n<p>Short on both cash and time?<\/p>\n<h3><strong>These financing options are available to you:<\/strong><\/h3>\n<table style=\"height: 192px;\" data-wrap-id=\"table-id-hvjzt\">\n<tbody>\n<tr style=\"height: 56px;\" data-wrap-id=\"table-row-utsfi\">\n<td style=\"height: 56px;\" data-wrap-id=\"table-cell-cqkcl\">\n<p class=\"ql-align-center\"><strong>Budget<\/strong><\/p>\n<\/td>\n<td style=\"height: 56px;\" data-wrap-id=\"table-cell-halqj\"><strong>Suggested financing tool<\/strong><\/td>\n<\/tr>\n<tr style=\"height: 80px;\" data-wrap-id=\"table-row-rbfbx\">\n<td style=\"height: 80px;\" data-wrap-id=\"table-cell-icfmg\">Planning a trip over $12,500<\/td>\n<td style=\"height: 80px;\" data-wrap-id=\"table-cell-kppbg\">\n<ul>\n<li data-gc-list-depth=\"1\" data-gc-list-style=\"bullet\"><a href=\"https:\/\/www.caissealliance.com\/fr\/produits\/marge-de-credit-personnelle\/\" target=\"_blank\" rel=\"noopener noreferrer\">Personal Line of Credit<\/a><\/li>\n<li data-gc-list-depth=\"1\" data-gc-list-style=\"bullet\"><a href=\"https:\/\/www.caissealliance.com\/fr\/produits\/pret-personnel\/\" target=\"_blank\" rel=\"noopener noreferrer\">Personal Loan<\/a><\/li>\n<\/ul>\n<\/td>\n<\/tr>\n<tr style=\"height: 56px;\" data-wrap-id=\"table-row-fsxuj\">\n<td style=\"height: 56px;\" data-wrap-id=\"table-cell-bsrgc\">Planning a trip under $12,500<\/td>\n<td style=\"height: 56px;\" data-wrap-id=\"table-cell-aplrv\">\n<ul>\n<li data-gc-list-depth=\"1\" data-gc-list-style=\"bullet\"><a href=\"https:\/\/www.caissealliance.com\/fr\/produits\/marge-de-credit-personnelle\/\" target=\"_blank\" rel=\"noopener noreferrer\">Personal Line of Credit<\/a><\/li>\n<\/ul>\n<\/td>\n<\/tr>\n<\/tbody>\n<\/table>\n<p><strong>Prefer the convenience and advantages of a credit card?<\/strong><\/p>\n<p>See <a href=\"https:\/\/www.caissealliance.com\/fr\/produits\/obtenir-carte-de-credit\/\" target=\"_blank\" rel=\"noopener noreferrer\">Credit Card<\/a><\/p>\n","protected":false},"excerpt":{"rendered":"<p>Saving up to go on vacation is a wise move. All it takes is making a plan and sticking to it. Deposit a set amount on a regular basis into a savings account you can call your \u201cvacation account\u201d. Put all your spare change and any money you receive as gifts in a piggy bank [&#8230;]<\/p>\n","protected":false},"author":1,"featured_media":0,"comment_status":"open","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"_acf_changed":false,"_monsterinsights_skip_tracking":false,"_monsterinsights_sitenote_active":false,"_monsterinsights_sitenote_note":"","_monsterinsights_sitenote_category":0,"footnotes":""},"categories":[109],"tags":[],"class_list":["post-5000","post","type-post","status-publish","format-standard","hentry","category-savings"],"acf":[],"yoast_head":"<!-- This site is optimized with the Yoast SEO plugin v27.4 - https:\/\/yoast.com\/product\/yoast-seo-wordpress\/ -->\n<title>Save for your trip ... or finance them | Caisse Alliance<\/title>\n<meta name=\"robots\" content=\"index, follow, max-snippet:-1, max-image-preview:large, max-video-preview:-1\" \/>\n<link rel=\"canonical\" href=\"https:\/\/www.caissealliance.com\/en\/personal\/savings\/save-for-your-trip-or-finance-them\/\" \/>\n<meta property=\"og:locale\" content=\"en_US\" \/>\n<meta property=\"og:type\" content=\"article\" \/>\n<meta property=\"og:title\" content=\"Save for your trip ... or finance them | Caisse Alliance\" \/>\n<meta property=\"og:description\" content=\"Saving up to go on vacation is a wise move. All it takes is making a plan and sticking to it. Deposit a set amount on a regular basis into a savings account you can call your \u201cvacation account\u201d. Put all your spare change and any money you receive as gifts in a piggy bank [...]\" \/>\n<meta property=\"og:url\" content=\"https:\/\/www.caissealliance.com\/en\/personal\/savings\/save-for-your-trip-or-finance-them\/\" \/>\n<meta property=\"og:site_name\" content=\"Caisse Alliance\" \/>\n<meta property=\"article:published_time\" content=\"2019-05-16T18:56:47+00:00\" \/>\n<meta property=\"article:modified_time\" content=\"2021-06-03T12:25:09+00:00\" \/>\n<meta name=\"author\" content=\"olabso\" \/>\n<meta name=\"twitter:card\" content=\"summary_large_image\" \/>\n<meta name=\"twitter:label1\" content=\"Written by\" \/>\n\t<meta name=\"twitter:data1\" content=\"olabso\" \/>\n\t<meta name=\"twitter:label2\" content=\"Est. reading time\" \/>\n\t<meta name=\"twitter:data2\" content=\"2 minutes\" \/>\n<script type=\"application\/ld+json\" class=\"yoast-schema-graph\">{\"@context\":\"https:\\\/\\\/schema.org\",\"@graph\":[{\"@type\":\"Article\",\"@id\":\"https:\\\/\\\/www.caissealliance.com\\\/en\\\/personal\\\/savings\\\/save-for-your-trip-or-finance-them\\\/#article\",\"isPartOf\":{\"@id\":\"https:\\\/\\\/www.caissealliance.com\\\/en\\\/personal\\\/savings\\\/save-for-your-trip-or-finance-them\\\/\"},\"author\":{\"name\":\"olabso\",\"@id\":\"https:\\\/\\\/www.caissealliance.com\\\/en\\\/#\\\/schema\\\/person\\\/fa514e945f74db9c21e04f3b1bd401ff\"},\"headline\":\"Save for your trip &#8230; or finance them\",\"datePublished\":\"2019-05-16T18:56:47+00:00\",\"dateModified\":\"2021-06-03T12:25:09+00:00\",\"mainEntityOfPage\":{\"@id\":\"https:\\\/\\\/www.caissealliance.com\\\/en\\\/personal\\\/savings\\\/save-for-your-trip-or-finance-them\\\/\"},\"wordCount\":402,\"commentCount\":0,\"articleSection\":[\"Savings\"],\"inLanguage\":\"en-US\",\"potentialAction\":[{\"@type\":\"CommentAction\",\"name\":\"Comment\",\"target\":[\"https:\\\/\\\/www.caissealliance.com\\\/en\\\/personal\\\/savings\\\/save-for-your-trip-or-finance-them\\\/#respond\"]}]},{\"@type\":\"WebPage\",\"@id\":\"https:\\\/\\\/www.caissealliance.com\\\/en\\\/personal\\\/savings\\\/save-for-your-trip-or-finance-them\\\/\",\"url\":\"https:\\\/\\\/www.caissealliance.com\\\/en\\\/personal\\\/savings\\\/save-for-your-trip-or-finance-them\\\/\",\"name\":\"Save for your trip ... or finance them | Caisse Alliance\",\"isPartOf\":{\"@id\":\"https:\\\/\\\/www.caissealliance.com\\\/en\\\/#website\"},\"datePublished\":\"2019-05-16T18:56:47+00:00\",\"dateModified\":\"2021-06-03T12:25:09+00:00\",\"author\":{\"@id\":\"https:\\\/\\\/www.caissealliance.com\\\/en\\\/#\\\/schema\\\/person\\\/fa514e945f74db9c21e04f3b1bd401ff\"},\"breadcrumb\":{\"@id\":\"https:\\\/\\\/www.caissealliance.com\\\/en\\\/personal\\\/savings\\\/save-for-your-trip-or-finance-them\\\/#breadcrumb\"},\"inLanguage\":\"en-US\",\"potentialAction\":[{\"@type\":\"ReadAction\",\"target\":[\"https:\\\/\\\/www.caissealliance.com\\\/en\\\/personal\\\/savings\\\/save-for-your-trip-or-finance-them\\\/\"]}]},{\"@type\":\"BreadcrumbList\",\"@id\":\"https:\\\/\\\/www.caissealliance.com\\\/en\\\/personal\\\/savings\\\/save-for-your-trip-or-finance-them\\\/#breadcrumb\",\"itemListElement\":[{\"@type\":\"ListItem\",\"position\":1,\"name\":\"Home\",\"item\":\"https:\\\/\\\/www.caissealliance.com\\\/en\\\/\"},{\"@type\":\"ListItem\",\"position\":2,\"name\":\"Save for your trip &#8230; or finance them\"}]},{\"@type\":\"WebSite\",\"@id\":\"https:\\\/\\\/www.caissealliance.com\\\/en\\\/#website\",\"url\":\"https:\\\/\\\/www.caissealliance.com\\\/en\\\/\",\"name\":\"Caisse Alliance\",\"description\":\"Site Web de la Caisse Alliance\",\"potentialAction\":[{\"@type\":\"SearchAction\",\"target\":{\"@type\":\"EntryPoint\",\"urlTemplate\":\"https:\\\/\\\/www.caissealliance.com\\\/en\\\/?s={search_term_string}\"},\"query-input\":{\"@type\":\"PropertyValueSpecification\",\"valueRequired\":true,\"valueName\":\"search_term_string\"}}],\"inLanguage\":\"en-US\"},{\"@type\":\"Person\",\"@id\":\"https:\\\/\\\/www.caissealliance.com\\\/en\\\/#\\\/schema\\\/person\\\/fa514e945f74db9c21e04f3b1bd401ff\",\"name\":\"olabso\"}]}<\/script>\n<!-- \/ Yoast SEO plugin. -->","yoast_head_json":{"title":"Save for your trip ... or finance them | Caisse Alliance","robots":{"index":"index","follow":"follow","max-snippet":"max-snippet:-1","max-image-preview":"max-image-preview:large","max-video-preview":"max-video-preview:-1"},"canonical":"https:\/\/www.caissealliance.com\/en\/personal\/savings\/save-for-your-trip-or-finance-them\/","og_locale":"en_US","og_type":"article","og_title":"Save for your trip ... or finance them | Caisse Alliance","og_description":"Saving up to go on vacation is a wise move. All it takes is making a plan and sticking to it. Deposit a set amount on a regular basis into a savings account you can call your \u201cvacation account\u201d. Put all your spare change and any money you receive as gifts in a piggy bank [...]","og_url":"https:\/\/www.caissealliance.com\/en\/personal\/savings\/save-for-your-trip-or-finance-them\/","og_site_name":"Caisse Alliance","article_published_time":"2019-05-16T18:56:47+00:00","article_modified_time":"2021-06-03T12:25:09+00:00","author":"olabso","twitter_card":"summary_large_image","twitter_misc":{"Written by":"olabso","Est. reading time":"2 minutes"},"schema":{"@context":"https:\/\/schema.org","@graph":[{"@type":"Article","@id":"https:\/\/www.caissealliance.com\/en\/personal\/savings\/save-for-your-trip-or-finance-them\/#article","isPartOf":{"@id":"https:\/\/www.caissealliance.com\/en\/personal\/savings\/save-for-your-trip-or-finance-them\/"},"author":{"name":"olabso","@id":"https:\/\/www.caissealliance.com\/en\/#\/schema\/person\/fa514e945f74db9c21e04f3b1bd401ff"},"headline":"Save for your trip &#8230; or finance them","datePublished":"2019-05-16T18:56:47+00:00","dateModified":"2021-06-03T12:25:09+00:00","mainEntityOfPage":{"@id":"https:\/\/www.caissealliance.com\/en\/personal\/savings\/save-for-your-trip-or-finance-them\/"},"wordCount":402,"commentCount":0,"articleSection":["Savings"],"inLanguage":"en-US","potentialAction":[{"@type":"CommentAction","name":"Comment","target":["https:\/\/www.caissealliance.com\/en\/personal\/savings\/save-for-your-trip-or-finance-them\/#respond"]}]},{"@type":"WebPage","@id":"https:\/\/www.caissealliance.com\/en\/personal\/savings\/save-for-your-trip-or-finance-them\/","url":"https:\/\/www.caissealliance.com\/en\/personal\/savings\/save-for-your-trip-or-finance-them\/","name":"Save for your trip ... or finance them | Caisse Alliance","isPartOf":{"@id":"https:\/\/www.caissealliance.com\/en\/#website"},"datePublished":"2019-05-16T18:56:47+00:00","dateModified":"2021-06-03T12:25:09+00:00","author":{"@id":"https:\/\/www.caissealliance.com\/en\/#\/schema\/person\/fa514e945f74db9c21e04f3b1bd401ff"},"breadcrumb":{"@id":"https:\/\/www.caissealliance.com\/en\/personal\/savings\/save-for-your-trip-or-finance-them\/#breadcrumb"},"inLanguage":"en-US","potentialAction":[{"@type":"ReadAction","target":["https:\/\/www.caissealliance.com\/en\/personal\/savings\/save-for-your-trip-or-finance-them\/"]}]},{"@type":"BreadcrumbList","@id":"https:\/\/www.caissealliance.com\/en\/personal\/savings\/save-for-your-trip-or-finance-them\/#breadcrumb","itemListElement":[{"@type":"ListItem","position":1,"name":"Home","item":"https:\/\/www.caissealliance.com\/en\/"},{"@type":"ListItem","position":2,"name":"Save for your trip &#8230; or finance them"}]},{"@type":"WebSite","@id":"https:\/\/www.caissealliance.com\/en\/#website","url":"https:\/\/www.caissealliance.com\/en\/","name":"Caisse Alliance","description":"Site Web de la Caisse Alliance","potentialAction":[{"@type":"SearchAction","target":{"@type":"EntryPoint","urlTemplate":"https:\/\/www.caissealliance.com\/en\/?s={search_term_string}"},"query-input":{"@type":"PropertyValueSpecification","valueRequired":true,"valueName":"search_term_string"}}],"inLanguage":"en-US"},{"@type":"Person","@id":"https:\/\/www.caissealliance.com\/en\/#\/schema\/person\/fa514e945f74db9c21e04f3b1bd401ff","name":"olabso"}]}},"publishpress_future_action":{"enabled":false,"date":"2026-04-29 05:03:39","action":"change-status","newStatus":"draft","terms":[],"taxonomy":"category","extraData":[]},"publishpress_future_workflow_manual_trigger":{"enabledWorkflows":[]},"_links":{"self":[{"href":"https:\/\/www.caissealliance.com\/en\/wp-json\/wp\/v2\/posts\/5000","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/www.caissealliance.com\/en\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/www.caissealliance.com\/en\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/www.caissealliance.com\/en\/wp-json\/wp\/v2\/users\/1"}],"replies":[{"embeddable":true,"href":"https:\/\/www.caissealliance.com\/en\/wp-json\/wp\/v2\/comments?post=5000"}],"version-history":[{"count":4,"href":"https:\/\/www.caissealliance.com\/en\/wp-json\/wp\/v2\/posts\/5000\/revisions"}],"predecessor-version":[{"id":12702,"href":"https:\/\/www.caissealliance.com\/en\/wp-json\/wp\/v2\/posts\/5000\/revisions\/12702"}],"wp:attachment":[{"href":"https:\/\/www.caissealliance.com\/en\/wp-json\/wp\/v2\/media?parent=5000"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/www.caissealliance.com\/en\/wp-json\/wp\/v2\/categories?post=5000"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/www.caissealliance.com\/en\/wp-json\/wp\/v2\/tags?post=5000"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}