{"id":4856,"date":"2019-05-14T10:48:11","date_gmt":"2019-05-14T14:48:11","guid":{"rendered":"http:\/\/caissealliance.absoludev.ca\/?p=4856"},"modified":"2019-05-14T10:48:11","modified_gmt":"2019-05-14T14:48:11","slug":"how-to-pay-off-your-mortgage-faster","status":"publish","type":"post","link":"https:\/\/www.caissealliance.com\/en\/personal\/home\/how-to-pay-off-your-mortgage-faster\/","title":{"rendered":"How to pay off your mortgage faster"},"content":{"rendered":"<h2>A few tips to speed up your mortgage payoff<\/h2>\n<ul>\n<li>Increase your payment frequency to weekly or every 2 weeks.<\/li>\n<li>Make the equivalent of an extra mortgage payment per year by opting for accelerated weekly payments and shorten the amortization period. Simply divide your monthly payment by 4.<\/li>\n<li>Put the tax return you get for making an RRSP contribution toward reducing your mortgage balance.<\/li>\n<li>Continue making the same payment amount even if interest rates go down. You\u2019ll pay down the principal faster.<\/li>\n<li>Use any member dividends you get from your caisse to make principal payments.<\/li>\n<li>Increase the principal portion of your payment to twice the amount.<\/li>\n<li>Round up your payments (e.g. $900 instead of $886.13).<\/li>\n<\/ul>\n<p>&nbsp;<\/p>\n","protected":false},"excerpt":{"rendered":"<p>Increase your payment frequency to weekly or every 2 weeks. Make the equivalent of an extra mortgage payment per year by opting for accelerated weekly payments and shorten the amortization period. Simply divide your monthly payment by 4. Put the tax return you get for making an RRSP contribution toward reducing your mortgage balance. Continue [&#8230;]<\/p>\n","protected":false},"author":1,"featured_media":4338,"comment_status":"open","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"_acf_changed":false,"_monsterinsights_skip_tracking":false,"_monsterinsights_sitenote_active":false,"_monsterinsights_sitenote_note":"","_monsterinsights_sitenote_category":0,"footnotes":""},"categories":[115],"tags":[],"class_list":["post-4856","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","category-home"],"acf":[],"yoast_head":"<!-- This site is optimized with the Yoast SEO plugin v27.4 - https:\/\/yoast.com\/product\/yoast-seo-wordpress\/ -->\n<title>How to pay off your mortgage faster | Caisse Alliance<\/title>\n<meta name=\"robots\" content=\"index, follow, max-snippet:-1, max-image-preview:large, max-video-preview:-1\" \/>\n<link rel=\"canonical\" href=\"https:\/\/www.caissealliance.com\/en\/personal\/home\/how-to-pay-off-your-mortgage-faster\/\" \/>\n<meta property=\"og:locale\" content=\"en_US\" \/>\n<meta property=\"og:type\" content=\"article\" \/>\n<meta property=\"og:title\" content=\"How to pay off your mortgage faster | Caisse Alliance\" \/>\n<meta property=\"og:description\" content=\"Increase your payment frequency to weekly or every 2 weeks. 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