{"id":4739,"date":"2019-05-13T14:09:58","date_gmt":"2019-05-13T18:09:58","guid":{"rendered":"http:\/\/caissealliance.absoludev.ca\/?p=4739"},"modified":"2024-11-19T13:32:09","modified_gmt":"2024-11-19T18:32:09","slug":"why-some-budget-dont-work","status":"publish","type":"post","link":"https:\/\/www.caissealliance.com\/en\/personal\/savings\/why-some-budget-dont-work\/","title":{"rendered":"Why some budget don\u2019t work"},"content":{"rendered":"

Did you think we were about to find reasons why it\u2019s O.K. not to budget? Think again! Here are the reasons why the budget you\u2019ve drawn up may not be working.<\/p>\n

\n

Reminder<\/strong>: Making a budget is a way to find out where your money goes and to make sure you are spending it the way you want to spend it.<\/p>\n<\/div>\n

Reasons why budgets don\u2019t work<\/h2>\n

1. \u201cGuesstimated\u201d amounts<\/strong><\/h3>\n

In order for budgets to work, all the numbers must be as exact as possible. Don\u2019t use estimated amounts.<\/p>\n

2. Use a budget spreadsheet<\/strong><\/h3>\n

Use a budget spreadsheet and be sure to enter the most exact figures possible.<\/p>\n

3. Does not include all expenses<\/strong><\/h3>\n

Not all expenses reoccur on a monthly basis. Some bills such as insurance premiums come only once a year. Include them in our budget spreadsheet, making sure to break them down into monthly amounts.<\/p>\n

4. Losing track of your daily cash spending<\/strong><\/h3>\n

Save all of your receipts and include them in your budget spreadsheet.<\/p>\n

5. No savings plan for future projects<\/strong><\/h3>\n

Do you have projects for the future? The best way to make them happen is to create a savings plan for each one.<\/p>\n","protected":false},"excerpt":{"rendered":"

Did you think we were about to find reasons why it\u2019s O.K. not to budget? Think again! Here are the reasons why the budget you\u2019ve drawn up may not be working. 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