{"id":4734,"date":"2019-05-13T14:01:00","date_gmt":"2019-05-13T18:01:00","guid":{"rendered":"http:\/\/caissealliance.absoludev.ca\/?p=4734"},"modified":"2021-12-20T08:36:48","modified_gmt":"2021-12-20T13:36:48","slug":"assessing-an-investments-risk","status":"publish","type":"post","link":"https:\/\/www.caissealliance.com\/en\/personal\/investment\/assessing-an-investments-risk\/","title":{"rendered":"Assessing an investment\u2019s risk"},"content":{"rendered":"<p>All investments contain some degree of risk. They might not provide the expected or desired return, whether they be savings bonds, term deposits, mutual funds or stocks. The risk associated with an investment comes from 3 sources:<\/p>\n<ul>\n<li>the product<\/li>\n<li data-gc-list-depth=\"1\" data-gc-list-style=\"bullet\">the market<\/li>\n<li data-gc-list-depth=\"1\" data-gc-list-style=\"bullet\">the investor<\/li>\n<\/ul>\n<h2>Risk associated with the product<\/h2>\n<p>Some investment products are more secure than others. Term savings, for example, have a very low risk of not giving the expected return. As a general rule, they are guaranteed by the issuer.<\/p>\n<p>Purchasing stocks from a single company, however, can either make you a millionaire or cause serious financial problems if the company goes bankrupt.<\/p>\n<h2>Risk associated with the market<\/h2>\n<p>When the stock market goes down, it means that most of the stocks listed on the market have lost value. Interest rates can also suddenly drop\u2014something no one can escape. Financial markets are affected by a multitude of economic variables such as inflation, the trade balance, domestic production and the available labor force. A single one of these variables can cause sudden fluctuations in the stock market, especially if the results announced differ from the predictions influential analysts and investors. If the market shifts, interest rates will probably also react.<\/p>\n<h2>Risk associated with the investor<\/h2>\n<p>Risk can also be determined by the investor\u2019s behavior. For example, an investor may decide to sell off a stock or a mutual fund at the wrong moment, e.g., when the value of the stock or fund is low. The return will probably be lower than the historical average, and there is even a risk of losing part of the investment.<\/p>\n","protected":false},"excerpt":{"rendered":"<p>All investments contain some degree of risk. They might not provide the expected or desired return, whether they be savings bonds, term deposits, mutual funds or stocks. The risk associated with an investment comes from 3 sources: the product the market the investor Some investment products are more secure than others. Term savings, for example, [&#8230;]<\/p>\n","protected":false},"author":1,"featured_media":3861,"comment_status":"open","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"_acf_changed":false,"_monsterinsights_skip_tracking":false,"_monsterinsights_sitenote_active":false,"_monsterinsights_sitenote_note":"","_monsterinsights_sitenote_category":0,"footnotes":""},"categories":[116],"tags":[],"class_list":["post-4734","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","category-investment"],"acf":[],"yoast_head":"<!-- This site is optimized with the Yoast SEO plugin v27.6 - https:\/\/yoast.com\/product\/yoast-seo-wordpress\/ -->\n<title>Assessing an investment\u2019s risk | Caisse Alliance<\/title>\n<meta name=\"robots\" content=\"index, follow, max-snippet:-1, max-image-preview:large, max-video-preview:-1\" \/>\n<link rel=\"canonical\" href=\"https:\/\/www.caissealliance.com\/en\/personal\/investment\/assessing-an-investments-risk\/\" \/>\n<meta property=\"og:locale\" content=\"en_US\" \/>\n<meta property=\"og:type\" content=\"article\" \/>\n<meta property=\"og:title\" content=\"Assessing an investment\u2019s risk | Caisse Alliance\" \/>\n<meta property=\"og:description\" content=\"All investments contain some degree of risk. They might not provide the expected or desired return, whether they be savings bonds, term deposits, mutual funds or stocks. The risk associated with an investment comes from 3 sources: the product the market the investor Some investment products are more secure than others. 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