{"id":2835,"date":"2019-07-26T12:00:56","date_gmt":"2019-07-26T16:00:56","guid":{"rendered":"http:\/\/caissealliance.absoludev.ca\/?page_id=2835"},"modified":"2026-03-31T08:08:47","modified_gmt":"2026-03-31T12:08:47","slug":"interest-rates","status":"publish","type":"page","link":"https:\/\/www.caissealliance.com\/en\/interest-rates\/","title":{"rendered":"Interest Rates"},"content":{"rendered":"<h1>Rates effective April 1, 2026<\/h1>\n<h3>On this page:<\/h3>\n<ul>\n<li><a href=\"#offres-speciales-et\">Term Deposits<\/a><\/li>\n<li><a href=\"#taux-hypo-speciaux\">Mortgage Loans<\/a><\/li>\n<li><a href=\"#comptes-particuliers\">Personal Accounts<\/a><\/li>\n<li><a href=\"#comptes-entreprises\">Business Accounts<\/a><\/li>\n<\/ul>\n<hr \/>\n<p>&nbsp;<\/p>\n<table style=\"border-collapse: collapse; width: 100%;\" border=\"1\">\n<tbody>\n<tr>\n<td style=\"width: 50%;\">Prime Rate<\/td>\n<td style=\"width: 50%;\">Personal Prime Rate*<\/td>\n<\/tr>\n<tr>\n<td style=\"width: 50%;\">4.45%<\/td>\n<td style=\"width: 50%;\">5.95%<\/td>\n<\/tr>\n<\/tbody>\n<\/table>\n<h2 id=\"offres-speciales-et\">Term Special Offers<\/h2>\n<table style=\"border-collapse: collapse; width: 100%;\" border=\"0\">\n<tbody>\n<tr style=\"height: 24px;\">\n<td style=\"width: 50%; height: 24px;\">Term<\/td>\n<td style=\"width: 50%; height: 24px;\">Interest Rates<\/td>\n<\/tr>\n<tr style=\"height: 24px;\">\n<td style=\"width: 50%; height: 24px;\">15 months<\/td>\n<td style=\"width: 50%; height: 24px;\">2.70%<\/td>\n<\/tr>\n<tr style=\"height: 24px;\">\n<td style=\"width: 50%; height: 24px;\">29 months<\/td>\n<td style=\"width: 50%; height: 24px;\">2.90%<\/td>\n<\/tr>\n<tr style=\"height: 24px;\">\n<td style=\"width: 50%; height: 24px;\">52 months<\/td>\n<td style=\"width: 50%; height: 24px;\">3.10%<\/td>\n<\/tr>\n<\/tbody>\n<\/table>\n<h2 id=\"epargne-terme-conventionnelle\">Conventional Term Deposits Non-Redeemable<\/h2>\n<table style=\"width: 100%;\" border=\"0\">\n<tbody>\n<tr>\n<td style=\"width: 50%;\">Term<\/td>\n<td style=\"width: 50%;\">Interest Rate<\/td>\n<\/tr>\n<tr>\n<td style=\"width: 50%;\">1 year<\/td>\n<td style=\"width: 50%;\">2.45%<\/td>\n<\/tr>\n<tr>\n<td style=\"width: 50%;\">2 years<\/td>\n<td style=\"width: 50%;\">2.55%<\/td>\n<\/tr>\n<tr>\n<td style=\"width: 50%;\">3 years<\/td>\n<td style=\"width: 50%;\">2.55%<\/td>\n<\/tr>\n<tr>\n<td style=\"width: 50%;\">4 years<\/td>\n<td style=\"width: 50%;\">2.70%<\/td>\n<\/tr>\n<tr>\n<td style=\"width: 50%;\">5 years<\/td>\n<td style=\"width: 50%;\">2.75%<\/td>\n<\/tr>\n<\/tbody>\n<\/table>\n<h2 id=\"epargne-terme-rachetable\">Term Savings Redeemable<\/h2>\n<table style=\"border-collapse: collapse; width: 100%;\" border=\"0\">\n<tbody>\n<tr>\n<td style=\"width: 50%;\">Term<\/td>\n<td style=\"width: 50%;\">Interest Rate<\/td>\n<\/tr>\n<tr>\n<td style=\"width: 50%;\">12 months<\/td>\n<td style=\"width: 50%;\">2.15%<\/td>\n<\/tr>\n<\/tbody>\n<\/table>\n<h2 id=\"taux-hypo-affiches\"><\/h2>\n<hr \/>\n<h2 id=\"taux-hypo-speciaux\">Special Offers Mortgage Rates<\/h2>\n<table style=\"width: 100%;\" width=\"100%\">\n<tbody>\n<tr>\n<td style=\"width: 33.6589%;\" width=\"31%\">Term<\/td>\n<td style=\"width: 33.1673%;\" width=\"32%\">Interest Rate*<\/td>\n<td style=\"width: 65.0104%;\" width=\"63%\">APR**<\/td>\n<\/tr>\n<tr>\n<td style=\"width: 33.6589%;\" width=\"31%\">12 months &#8211; open<\/td>\n<td style=\"width: 33.1673%;\" width=\"32%\">9.75%<\/td>\n<td style=\"width: 65.0104%;\" width=\"63%\">10.128%<\/td>\n<\/tr>\n<tr>\n<td style=\"width: 33.6589%;\" width=\"31%\">12 months &#8211; closed<\/td>\n<td style=\"width: 33.1673%;\" width=\"32%\">5.24%<\/td>\n<td style=\"width: 65.0104%;\" width=\"63%\">5.614%<\/td>\n<\/tr>\n<tr>\n<td style=\"width: 33.6589%;\" width=\"31%\">24 months &#8211; closed<\/td>\n<td style=\"width: 33.1673%;\" width=\"32%\">4.64%<\/td>\n<td style=\"width: 65.0104%;\" width=\"63%\">4.836%<\/td>\n<\/tr>\n<tr>\n<td style=\"width: 33.6589%;\" width=\"31%\">36 months &#8211; closed<\/td>\n<td style=\"width: 33.1673%;\" width=\"32%\">4.24%<\/td>\n<td style=\"width: 65.0104%;\" width=\"63%\">4.373%<\/td>\n<\/tr>\n<tr>\n<td style=\"width: 33.6589%;\">36 months &#8211; Insured\/closed<\/td>\n<td style=\"width: 33.1673%;\">4.24%<\/td>\n<td style=\"width: 65.0104%;\">4.240%<\/td>\n<\/tr>\n<tr>\n<td style=\"width: 33.6589%;\" width=\"31%\">48 months &#8211; closed<\/td>\n<td style=\"width: 33.1673%;\" width=\"32%\">4.59%<\/td>\n<td style=\"width: 65.0104%;\" width=\"63%\">4.692%<\/td>\n<\/tr>\n<tr>\n<td style=\"width: 33.6589%;\" width=\"31%\">60 months &#8211; closed<\/td>\n<td style=\"width: 33.1673%;\" width=\"32%\">4.34%<\/td>\n<td style=\"width: 65.0104%;\" width=\"63%\">4.473%<\/td>\n<\/tr>\n<tr>\n<td style=\"width: 33.6589%;\" width=\"31%\">60 months \u2013 Insured\/closed<\/td>\n<td style=\"width: 33.1673%;\" width=\"32%\">4.29%<\/td>\n<td style=\"width: 65.0104%;\" width=\"63%\">4.336%<\/td>\n<\/tr>\n<tr>\n<td style=\"width: 33.6589%;\" width=\"31%\">84 months &#8211; closed<\/td>\n<td style=\"width: 33.1673%;\" width=\"32%\">5.29%<\/td>\n<td style=\"width: 65.0104%;\" width=\"63%\">5.350%<\/td>\n<\/tr>\n<\/tbody>\n<\/table>\n<h2 id=\"taux-hypo-affiches\">Posted Mortgage Rates<\/h2>\n<table style=\"width: 100%;\" width=\"100%\">\n<tbody>\n<tr style=\"height: 24px;\">\n<td style=\"width: 32.7964%; height: 24px;\" width=\"31%\">Term<\/td>\n<td style=\"width: 32.7365%; height: 24px;\" width=\"31%\">Interest Rate*<\/td>\n<td style=\"width: 72.5878%; height: 24px;\" width=\"69%\">APR**<\/td>\n<\/tr>\n<tr style=\"height: 24px;\">\n<td style=\"width: 32.7964%; height: 24px;\" width=\"31%\">12 months &#8211; open<\/td>\n<td style=\"width: 32.7365%; height: 24px;\" width=\"31%\">9.75%<\/td>\n<td style=\"width: 72.5878%; height: 24px;\" width=\"69%\">10.128%<\/td>\n<\/tr>\n<tr style=\"height: 24px;\">\n<td style=\"width: 32.7964%; height: 24px;\" width=\"31%\">12 months &#8211; closed<\/td>\n<td style=\"width: 32.7365%; height: 24px;\" width=\"31%\">5.74%<\/td>\n<td style=\"width: 72.5878%; height: 24px;\" width=\"69%\">6.115%<\/td>\n<\/tr>\n<tr style=\"height: 24px;\">\n<td style=\"width: 32.7964%; height: 24px;\" width=\"31%\">24 months &#8211; closed<\/td>\n<td style=\"width: 32.7365%; height: 24px;\" width=\"31%\">5.49%<\/td>\n<td style=\"width: 72.5878%; height: 24px;\" width=\"69%\">5.687%<\/td>\n<\/tr>\n<tr style=\"height: 24px;\">\n<td style=\"width: 32.7964%; height: 24px;\" width=\"31%\">36 months &#8211; closed<\/td>\n<td style=\"width: 32.7365%; height: 24px;\" width=\"31%\">6.19%<\/td>\n<td style=\"width: 72.5878%; height: 24px;\" width=\"69%\">6.325%<\/td>\n<\/tr>\n<tr style=\"height: 24px;\">\n<td style=\"width: 32.7964%; height: 24px;\" width=\"31%\">48 months &#8211; closed<\/td>\n<td style=\"width: 32.7365%; height: 24px;\" width=\"31%\">6.29%<\/td>\n<td style=\"width: 72.5878%; height: 24px;\" width=\"69%\">6.393%<\/td>\n<\/tr>\n<tr style=\"height: 24px;\">\n<td style=\"width: 32.7964%; height: 24px;\" width=\"31%\">60 months &#8211; closed<\/td>\n<td style=\"width: 32.7365%; height: 24px;\" width=\"31%\">6.49%<\/td>\n<td style=\"width: 72.5878%; height: 24px;\" width=\"69%\">6.574%<\/td>\n<\/tr>\n<tr style=\"height: 24px;\">\n<td style=\"width: 32.7964%; height: 24px;\" width=\"31%\">84 months &#8211; closed<\/td>\n<td style=\"width: 32.7365%; height: 24px;\" width=\"31%\">6.40%<\/td>\n<td style=\"width: 72.5878%; height: 24px;\" width=\"69%\">6.461%<\/td>\n<\/tr>\n<\/tbody>\n<\/table>\n<p>&nbsp;<\/p>\n<hr \/>\n<h2 id=\"comptes-particuliers\">Personal Accounts<\/h2>\n<table style=\"width: 99%;\" width=\"100%\">\n<tbody>\n<tr style=\"height: 24px;\">\n<td style=\"width: 40.1738%; height: 24px;\" width=\"53%\"><strong>Accounts<\/strong><\/td>\n<td style=\"width: 58.8262%; height: 24px;\" width=\"46%\"><strong>Interest Rate<\/strong><\/td>\n<\/tr>\n<tr style=\"height: 24px;\">\n<td style=\"width: 40.1738%; height: 24px;\" width=\"53%\">Student Savers Account (0 to 12 years old)<\/td>\n<td style=\"width: 58.8262%; height: 24px;\" width=\"46%\"><strong>0.10%<\/strong><\/td>\n<\/tr>\n<tr style=\"height: 24px;\">\n<td style=\"width: 40.1738%; height: 24px;\" width=\"53%\">Youth Profit Account (12 to 26 years old)<\/td>\n<td style=\"width: 58.8262%; height: 24px;\" width=\"46%\"><strong>0.10%<\/strong><\/td>\n<\/tr>\n<tr style=\"height: 24px;\">\n<td style=\"width: 40.1738%; height: 24px;\" width=\"53%\">Daily Interest Savings Account<\/td>\n<td style=\"width: 58.8262%; height: 24px;\" width=\"46%\"><strong>0.05%<\/strong><\/td>\n<\/tr>\n<tr style=\"height: 136px;\">\n<td style=\"width: 40.1738%; height: 136px;\" width=\"53%\">High-Yield Savings Account<\/td>\n<td style=\"width: 58.8262%; height: 136px;\" width=\"46%\">\n<p>$0 to $999.99 at the rate of <strong>0.05%<\/strong><\/p>\n<p>$1,000 to $4,999.99 at the rate of <strong>0.40%<\/strong><\/p>\n<p>$5,000 or more at the rate of <strong>0.75%<\/strong><\/td>\n<\/tr>\n<tr style=\"height: 48px;\">\n<td style=\"width: 40.1738%; height: 48px;\" width=\"53%\">Registered Variable Savings Account<br \/>\n(TFSA, FHSA, RRSP, LIRA, RRIF, LIF)<\/td>\n<td style=\"width: 58.8262%; height: 48px;\" width=\"46%\"><strong>0.65%<\/strong><\/td>\n<\/tr>\n<tr style=\"height: 48px;\">\n<td style=\"width: 40.1738%; height: 48px;\" width=\"53%\">High-Yield Registered Savings Account<br \/>\n(TFSA, RRSP)<\/td>\n<td style=\"width: 58.8262%; height: 48px;\" width=\"46%\"><strong>0.75%<\/strong><\/td>\n<\/tr>\n<tr style=\"height: 136px;\">\n<td style=\"width: 40.1738%; height: 136px;\" width=\"53%\">USD Build-Up Savings Account<\/td>\n<td style=\"width: 58.8262%; height: 136px;\" width=\"46%\">\n<p>$0 to $99,999.99 at the rate of <strong>0.05%<\/strong><\/p>\n<p>$100,000 to 499,999.99 at the rate of <strong>0.10%<\/strong><\/p>\n<p>$500,000 or more at the rate of <strong>0.15%<\/strong><\/td>\n<\/tr>\n<\/tbody>\n<\/table>\n<hr \/>\n<h2 id=\"comptes-entreprises\">Business Accounts<\/h2>\n<table style=\"width: 99%;\" width=\"100%\">\n<tbody>\n<tr>\n<td style=\"width: 40.2029%;\" width=\"53%\"><strong>Accounts<\/strong><\/td>\n<td style=\"width: 58.7971%;\" width=\"46%\"><strong>Interest Rate<\/strong><\/td>\n<\/tr>\n<tr>\n<td style=\"width: 40.2029%;\" width=\"53%\">Business Daily Savings Account<\/td>\n<td style=\"width: 58.7971%;\" width=\"46%\">\n<p>$0 to $4,999.99 at the rate of <strong>0.30%<\/strong><\/p>\n<p>$5,000 to $99,999.99 at the rate of <strong>1.10%<\/strong><\/p>\n<p>$100,000 or more at the rate of <strong>1.50%<\/strong><\/td>\n<\/tr>\n<tr>\n<td style=\"width: 40.2029%;\" width=\"53%\">Business High-Yield Savings Account<\/td>\n<td style=\"width: 58.7971%;\" width=\"46%\">\n<p>$100,000 to $249,999.99 at the rate of <strong>1<\/strong><strong>.60%<\/strong><\/p>\n<p>$250,000 to $999,999.99 at the rate of <strong>1,90%<\/strong><\/p>\n<p>$1,000,000 to $2,499,999.99 at the rate of <strong>2.15%<\/strong><\/p>\n<p>$2,500,000 or more at the rate of <strong>2.40%<\/strong><\/td>\n<\/tr>\n<tr>\n<td style=\"width: 40.2029%;\" width=\"53%\">USD Account<\/td>\n<td style=\"width: 58.7971%;\" width=\"46%\">\n<p>$0 to $99,999.99 at the rate of <strong>0.20%<\/strong><\/p>\n<p>$100,000 to $499,999.99 at the rate of <strong>0.30%<\/strong><\/p>\n<p>$500,000 to $999,999.99 at the rate of <strong>0.35%<\/strong><\/p>\n<p>$1,000,000 or more at the rate of <strong>0.40%<\/strong><\/td>\n<\/tr>\n<\/tbody>\n<\/table>\n<p>* Certain conditions apply. Rates are subject to change without notice and may vary according to credit risk.<\/p>\n<p>**The Annual Percentage Rate (APR) is based on a $250,000 mortgage for the chosen term, assuming a $300 file processing fee (which includes fees associated with establishing the property value).<\/p>\n","protected":false},"excerpt":{"rendered":"<p>Term Deposits Mortgage Loans Personal Accounts Business Accounts &nbsp; Prime Rate Personal Prime Rate* 4.45% 5.95% Term Interest Rates 15 months 2.70% 29 months 2.90% 52 months 3.10% Term Interest Rate 1 year 2.45% 2 years 2.55% 3 years 2.55% 4 years 2.70% 5 years 2.75% Term Interest Rate 12 months 2.15% Term Interest Rate* [&#8230;]<\/p>\n","protected":false},"author":1,"featured_media":0,"parent":0,"menu_order":346,"comment_status":"closed","ping_status":"closed","template":"page_full.php","meta":{"_acf_changed":false,"_monsterinsights_skip_tracking":false,"_monsterinsights_sitenote_active":false,"_monsterinsights_sitenote_note":"","_monsterinsights_sitenote_category":0,"footnotes":""},"class_list":["post-2835","page","type-page","status-publish","hentry"],"acf":[],"yoast_head":"<!-- This site is optimized with the Yoast SEO plugin v27.4 - https:\/\/yoast.com\/product\/yoast-seo-wordpress\/ -->\n<title>Interest Rates | Caisse Alliance<\/title>\n<meta name=\"robots\" content=\"index, follow, max-snippet:-1, max-image-preview:large, max-video-preview:-1\" \/>\n<link rel=\"canonical\" href=\"https:\/\/www.caissealliance.com\/en\/interest-rates\/\" \/>\n<meta property=\"og:locale\" content=\"en_US\" \/>\n<meta property=\"og:type\" content=\"article\" \/>\n<meta property=\"og:title\" content=\"Interest Rates | Caisse Alliance\" \/>\n<meta property=\"og:description\" content=\"Term Deposits Mortgage Loans Personal Accounts Business Accounts &nbsp; 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