{"id":21058,"date":"2023-08-12T13:33:43","date_gmt":"2023-08-12T17:33:43","guid":{"rendered":"https:\/\/www.caissealliance.com\/?page_id=21058"},"modified":"2025-01-29T16:53:56","modified_gmt":"2025-01-29T21:53:56","slug":"the-exchange-and-acculink","status":"publish","type":"page","link":"https:\/\/www.caissealliance.com\/en\/the-exchange-and-acculink\/","title":{"rendered":"THE EXCHANGE \u00ae and ACCULINK\u00ae"},"content":{"rendered":"<h1 style=\"text-align: center;\">THE EXCHANGE\u00ae and ACCULINK\u00ae networks<\/h1>\n<p>Members traveling across Canada can easily find surcharge-free ATMs on THE EXCHANGE\u00ae and ACCULINK\u00ae networks. If you&#8217;re traveling in Atlantic Canada, Ontario or British Columbia, please see THE EXCHANGE\u00ae information below, and if you&#8217;re traveling in Alberta, Saskatchewan and Manitoba, additional ATMs can be located by referring to the ACCULINK\u00ae network information. Together, these two networks offer members over 3,200 surcharge-free ATMs across Canada.<\/p>\n<h2>The ACCULINK\u00ae ATM network<\/h2>\n<p><img decoding=\"async\" class=\"size-full wp-image-21044 alignleft\" src=\"https:\/\/www.caissealliance.com\/wp-content\/uploads\/acculink.jpg\" alt=\"\" width=\"142\" height=\"141\" \/><\/p>\n<p>Canadian credit unions belong to the Cooperative EFT Development Association (CEDA) and participate in the <strong>ACCULINK\u00ae ATM<\/strong> network. ACCULINK\u00ae is the brand name for the credit union system&#8217;s exclusive surcharge-free ATM service, which connects and supports over 1,800 credit union ATMs, more than 380 credit unions and over 5,000,000 members.<\/p>\n<p>This network provides members with numerous services without having to worry about paying additional fees (standard account fees still apply), including:<\/p>\n<ul>\n<li>Withdrawals up to the maximum daily amount as specified by the member&#8217;s credit union at all full-function ATMs and cash dispensers<\/li>\n<li>Deposits, including cash, cheques and other negotiable instruments to your accounts at all full-service ATMs<\/li>\n<li>Personal identification number (PIN) changes at all chip-enabled ATMs<\/li>\n<li>Transfer funds between accounts at all full-service ATMs and those that do not accept deposits<\/li>\n<li>Account balance inquiries at all full-service and non-deposit-taking ATMs<\/li>\n<\/ul>\n<h4>Three ways to find ACCULINK\u00ae ATMs in Canada<\/h4>\n<ul>\n<li>Look for the ACCULINK\u00ae logo on ATMs.<\/li>\n<li>Search online: <a href=\"https:\/\/ccua.com\/about-credit-unions\/find-a-credit-union\/\">http:\/\/locator.cucentral.com<\/a><\/li>\n<\/ul>\n<p>To use the locator, fill in the &#8220;Search by address&#8221; field (enter the name of a city\/location) and click on &#8220;Search&#8221;. Branches and ATMs will be displayed for the selected location. Your search can be narrowed by checking the filter options and clicking &#8220;Apply filters&#8221;.<\/p>\n<ul>\n<li>Download the &#8220;Canadian Credit Union Branch and ATM Locator&#8221; application.<\/li>\n<\/ul>\n<p>This free mobile application enables members to find branches and ATMs available on the ACCULINK\u00ae service and THE EXCHANGE\u00ae network across Canada. The app is available for your iPhone\u00ae, BlackBerry\u00ae, Android\u2122 or Windows\u00ae smartphones. The app&#8217;s Global Positioning System (GPS) provides an interactive map and directions from your current location to your branch\/ATM of choice. It displays additional information, including branch\/ATM opening hours and available services.<\/p>\n<h2>THE EXCHANGE\u00ae network of ATMs<\/h2>\n<p><img decoding=\"async\" class=\"size-full wp-image-21048 alignleft\" src=\"https:\/\/www.caissealliance.com\/wp-content\/uploads\/the-exchange.jpg\" alt=\"\" width=\"241\" height=\"154\" \/><\/p>\n<p>&nbsp;<\/p>\n<p>&nbsp;<\/p>\n<p><strong>THE EXCHANGE\u00ae<\/strong> is a network of mainly credit unions and some banks that have come together and agreed to offer free withdrawals, deposits and PIN changes to cardholders shared between their institutions at 2,000 ATMs across Canada.<\/p>\n<h3><\/h3>\n<h4>Three ways to find THE EXCHANGE\u00ae ATMs in Canada<\/h4>\n<ul>\n<li>Look for THE EXCHANGE\u00ae logo on ATMs.<\/li>\n<li>Search online, by <a href=\"https:\/\/www.theexchangenetwork.ca\/find-an-atm\/\" target=\"_blank\" rel=\"noopener\">clicking here<\/a>.<\/li>\n<li>THE EXCHANGE Network THE EXCHANGE Network &#8211; Find an ATM (theexchangenetwork.ca)<\/li>\n<li>Download the &#8220;Exchange ATM Locator&#8221; application<\/li>\n<\/ul>\n<p>This application is available on Android, Blackberry and iPhone (not available on Windows smartphones). The app will locate over 2,400 ATMs at no extra charge and display details including: deposit availability, business hours, ability to change your PIN, available languages, directions and interactive map.<\/p>\n<p><strong>Travelling outside Canada:<\/strong> The EXCHANGE (USA), ACCEL\u00ae and Cirrus\u00ae networks<\/p>\n<p>When traveling outside Canada, you can access your money by searching the ACCEL POS network, The EXCHANGE in the U.S. or the Cirrus US and logo International Network. Although you may incur additional usage fees in some cases, these convenient services are in place to provide you with instant access to your money.<\/p>\n<h4>ATM network comparison (Canada)<\/h4>\n<div>\n<table>\n<tbody>\n<tr>\n<td style=\"width: 165.262px;\"><strong>\u00a0<\/strong><\/td>\n<td style=\"width: 128.012px;\">\u00a0\u00a0<img decoding=\"async\" class=\"alignnone size-medium wp-image-21047\" src=\"https:\/\/www.caissealliance.com\/wp-content\/uploads\/the-exchange.jpg\" alt=\"\" width=\"241\" height=\"154\" \/><\/td>\n<td style=\"width: 96.4125px;\"><img loading=\"lazy\" decoding=\"async\" class=\"alignnone size-full wp-image-21043\" src=\"https:\/\/www.caissealliance.com\/wp-content\/uploads\/acculink.jpg\" alt=\"\" width=\"142\" height=\"141\" \/><\/td>\n<td style=\"width: 95.3125px;\"><img loading=\"lazy\" decoding=\"async\" class=\"alignnone size-medium wp-image-21045\" src=\"https:\/\/www.caissealliance.com\/wp-content\/uploads\/interact.jpg\" alt=\"\" width=\"117\" height=\"117\" \/><\/td>\n<\/tr>\n<tr>\n<td style=\"width: 165.262px;\">\n<div><strong>ATM Network<\/strong><\/div>\n<div>Click on the network name to view THE EXCHANGE\u00ae ATM locations<\/div>\n<\/td>\n<td style=\"width: 128.012px;\"><a href=\"http:\/\/www.the-exchange.ca\/default.aspx?PageID=1042&amp;LangID=en\">THE EXCHANGE\u00ae<\/a><\/td>\n<td style=\"width: 96.4125px;\"><a href=\"http:\/\/locator.cucentral.com\/\">ACCULINK<\/a><\/td>\n<td style=\"width: 95.3125px;\"><a href=\"http:\/\/www.interac.ca\/index.php\/en\/\">INTERAC<\/a><\/td>\n<\/tr>\n<tr>\n<td style=\"width: 165.262px;\"><strong>Deposits\u00a0<\/strong><\/td>\n<td style=\"width: 128.012px;\">O<\/td>\n<td style=\"width: 96.4125px;\">O<\/td>\n<td style=\"width: 95.3125px;\"><\/td>\n<\/tr>\n<tr>\n<td style=\"width: 165.262px;\"><strong>Withdrawals\u00a0<\/strong><\/td>\n<td style=\"width: 128.012px;\">O<\/td>\n<td style=\"width: 96.4125px;\">O<\/td>\n<td style=\"width: 95.3125px;\">N<\/td>\n<\/tr>\n<tr>\n<td style=\"width: 165.262px;\"><strong>Transfers\u00a0<\/strong><\/td>\n<td style=\"width: 128.012px;\">O<\/td>\n<td style=\"width: 96.4125px;\">O<\/td>\n<td style=\"width: 95.3125px;\"><\/td>\n<\/tr>\n<tr>\n<td style=\"width: 165.262px;\"><strong>Balance Info<\/strong><\/td>\n<td style=\"width: 128.012px;\">O<\/td>\n<td style=\"width: 96.4125px;\">O<\/td>\n<td style=\"width: 95.3125px;\">N*<\/td>\n<\/tr>\n<tr>\n<td style=\"width: 165.262px;\"><strong>Change PIN<\/strong><\/td>\n<td style=\"width: 128.012px;\">O<\/td>\n<td style=\"width: 96.4125px;\">O<\/td>\n<td style=\"width: 95.3125px;\"><\/td>\n<\/tr>\n<tr>\n<td style=\"width: 165.262px;\"><strong>Quick Withdraw<\/strong><\/td>\n<td style=\"width: 128.012px;\">O<\/td>\n<td style=\"width: 96.4125px;\">O<\/td>\n<td style=\"width: 95.3125px;\"><\/td>\n<\/tr>\n<tr>\n<td style=\"width: 165.262px;\"><strong>Extended network<\/strong><\/td>\n<td style=\"width: 128.012px;\">Canada<\/td>\n<td style=\"width: 96.4125px;\">Canada<\/td>\n<td style=\"width: 95.3125px;\">Canada<\/td>\n<\/tr>\n<\/tbody>\n<\/table>\n<\/div>\n<div><\/div>\n<h4>Network comparison (International)<\/h4>\n<div>\n<div>\n<table style=\"height: 466px;\">\n<tbody>\n<tr style=\"height: 106px;\">\n<td style=\"width: 150px; height: 106px;\" width=\"146\"><\/td>\n<td style=\"width: 168px; height: 106px;\" width=\"117\"><img loading=\"lazy\" decoding=\"async\" class=\"size-full wp-image-21047 aligncenter\" src=\"https:\/\/www.caissealliance.com\/wp-content\/uploads\/the-exchange.jpg\" alt=\"\" width=\"241\" height=\"154\" \/><\/td>\n<td style=\"width: 98px; height: 106px;\" width=\"87\"><img loading=\"lazy\" decoding=\"async\" class=\" wp-image-21049 aligncenter\" src=\"https:\/\/www.caissealliance.com\/wp-content\/uploads\/cirrus.jpg\" alt=\"\" width=\"74\" height=\"48\" \/><\/td>\n<td style=\"width: 104px; height: 106px;\"><img loading=\"lazy\" decoding=\"async\" class=\"alignnone wp-image-21051\" src=\"https:\/\/www.caissealliance.com\/wp-content\/uploads\/nyce.jpg\" alt=\"\" width=\"99\" height=\"41\" \/><\/td>\n<\/tr>\n<tr style=\"height: 144px;\">\n<td style=\"width: 150px; height: 144px;\" width=\"146\">\n<div><strong>ATM Network<\/strong><\/div>\n<div>Click on the network to view ACCEL\/EXCHANGE\u00ae ATM locations<\/div>\n<\/td>\n<td style=\"width: 168px; height: 144px;\"><a href=\"https:\/\/www.accelexchange.com\/atmLocator.aspx\">ACCEL\/EXCHANGE\u00ae<\/a><\/td>\n<td style=\"width: 98px; height: 144px;\"><a href=\"http:\/\/www.mastercard.us\/cardholder-services\/atm-locator.html\">Cirrus<\/a><\/td>\n<td style=\"width: 104px; height: 144px;\"><a href=\"http:\/\/www.nyce.net\/consumers\/retailerlist\/popularretailers\/index.htm\">NYCE<\/a><\/td>\n<\/tr>\n<tr style=\"height: 24px;\">\n<td style=\"width: 150px; height: 24px;\" width=\"146\"><strong>Deposits<\/strong><\/td>\n<td style=\"width: 168px; height: 24px;\"><\/td>\n<td style=\"width: 98px; height: 24px;\"><\/td>\n<td style=\"width: 104px; height: 24px;\"><\/td>\n<\/tr>\n<tr style=\"height: 24px;\">\n<td style=\"width: 150px; height: 24px;\" width=\"146\"><strong>Withdrawals\u00a0<\/strong><\/td>\n<td style=\"width: 168px; height: 24px;\">O<\/td>\n<td style=\"width: 98px; height: 24px;\">O<\/td>\n<td style=\"width: 104px; height: 24px;\">O<\/td>\n<\/tr>\n<tr style=\"height: 24px;\">\n<td style=\"width: 150px; height: 24px;\" width=\"146\"><strong>Transfers<\/strong><\/td>\n<td style=\"width: 168px; height: 24px;\"><\/td>\n<td style=\"width: 98px; height: 24px;\"><\/td>\n<td style=\"width: 104px; height: 24px;\"><\/td>\n<\/tr>\n<tr style=\"height: 24px;\">\n<td style=\"width: 150px; height: 24px;\" width=\"146\"><strong>Balance info<\/strong><\/td>\n<td style=\"width: 168px; height: 24px;\"><\/td>\n<td style=\"width: 98px; height: 24px;\">O*<\/td>\n<td style=\"width: 104px; height: 24px;\"><\/td>\n<\/tr>\n<tr style=\"height: 48px;\">\n<td style=\"width: 150px; height: 48px;\" width=\"146\"><strong>Change PIN<\/strong><\/td>\n<td style=\"width: 168px; height: 48px;\"><\/td>\n<td style=\"width: 98px; height: 48px;\"><\/td>\n<td style=\"width: 104px; height: 48px;\"><\/td>\n<\/tr>\n<tr style=\"height: 24px;\">\n<td style=\"width: 150px; height: 24px;\" width=\"146\"><strong>Quick withdrawal<\/strong><\/td>\n<td style=\"width: 168px; height: 24px;\"><\/td>\n<td style=\"width: 98px; height: 24px;\"><\/td>\n<td style=\"width: 104px; height: 24px;\"><\/td>\n<\/tr>\n<tr style=\"height: 48px;\">\n<td style=\"width: 150px; height: 48px;\" width=\"146\"><strong>Extended network<\/strong><\/td>\n<td style=\"width: 168px; height: 48px;\">\u00c9tats- Unis<\/td>\n<td style=\"width: 98px; height: 48px;\">International<\/td>\n<td style=\"width: 104px; height: 48px;\">\u00c9tats- Unis<\/td>\n<\/tr>\n<\/tbody>\n<\/table>\n<\/div>\n<div><\/div>\n<\/div>\n<p class=\"notice\">*Some transaction receipts may contain account balances.<br \/>\nMEMBER CARD &amp; Design are registered certification marks owned by Credit Union Central of Canada, used under license.<br \/>\nACCCULINK is a registered trademark owned by Credit Union Central of Canada, used under license.<br \/>\nTHE EXCHANGE is a registered trademark of Fiserv Inc. used under license in Canada by FICANEX Services Limited Partnership.<br \/>\n\u00aeDING FREE &amp; Design are registered trademarks of Central 1 Credit Union, used under license.<br \/>\n\u00aeTrademark of Interac Inc. used under license.<br \/>\nCirrus is a registered trademark of Mastercard International Incorporated, used under license.<\/p>\n<div><\/div>\n<div>Across Canada, credit union members can access up to 5,226 ATMs free of charge, thanks to the ACCULINK shared service and THE EXCHANGE* network. That&#8217;s a network of ATMs larger than most major banks!<\/div>\n<div>\n<p>&#8220;Ding-free&#8221; means members pay no additional fees at participating caisses populaires and other ATMs across Canada for withdrawals, deposits and balance inquiries.<\/p>\n<h4>How do I find one?<\/h4>\n<p>Our free &#8220;ding free&#8221; locator app, available for iPhone and Android devices, makes it easy to find ding free ATMs on the go, and displays the network of ding free ATMs available for your credit union.<\/p>\n<p><a class=\"bouton-vert-fonce\" href=\"https:\/\/ding-free.ca\/\">https:\/\/ding-free.ca\/<\/a>\u00a0 <a class=\"bouton-vert-fonce\" href=\"https:\/\/ccua.com\/about-credit-unions\/ding-free-atms\/\"><strong>Ding Free ATMs<\/strong><\/a><\/p>\n<p class=\"notice\">*Note: Not all credit unions are part of THE EXCHANGE network.<\/p>\n<\/div>\n","protected":false},"excerpt":{"rendered":"<p>Members traveling across Canada can easily find surcharge-free ATMs on THE EXCHANGE\u00ae and ACCULINK\u00ae networks. If you&#8217;re traveling in Atlantic Canada, Ontario or British Columbia, please see THE EXCHANGE\u00ae information below, and if you&#8217;re traveling in Alberta, Saskatchewan and Manitoba, additional ATMs can be located by referring to the ACCULINK\u00ae network information. Together, these two [&#8230;]<\/p>\n","protected":false},"author":13,"featured_media":0,"parent":0,"menu_order":348,"comment_status":"closed","ping_status":"closed","template":"","meta":{"_acf_changed":false,"_monsterinsights_skip_tracking":false,"_monsterinsights_sitenote_active":false,"_monsterinsights_sitenote_note":"","_monsterinsights_sitenote_category":0,"footnotes":""},"class_list":["post-21058","page","type-page","status-publish","hentry"],"acf":[],"yoast_head":"<!-- This site is optimized with the Yoast SEO plugin v27.4 - https:\/\/yoast.com\/product\/yoast-seo-wordpress\/ -->\n<title>THE EXCHANGE \u00ae and ACCULINK\u00ae | Caisse Alliance<\/title>\n<meta name=\"robots\" content=\"index, follow, max-snippet:-1, max-image-preview:large, max-video-preview:-1\" \/>\n<link rel=\"canonical\" href=\"https:\/\/www.caissealliance.com\/en\/the-exchange-and-acculink\/\" \/>\n<meta property=\"og:locale\" content=\"en_US\" \/>\n<meta property=\"og:type\" content=\"article\" \/>\n<meta property=\"og:title\" content=\"THE EXCHANGE \u00ae and ACCULINK\u00ae | Caisse Alliance\" \/>\n<meta property=\"og:description\" content=\"Members traveling across Canada can easily find surcharge-free ATMs on THE EXCHANGE\u00ae and ACCULINK\u00ae networks. If you&#8217;re traveling in Atlantic Canada, Ontario or British Columbia, please see THE EXCHANGE\u00ae information below, and if you&#8217;re traveling in Alberta, Saskatchewan and Manitoba, additional ATMs can be located by referring to the ACCULINK\u00ae network information. 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If you&#8217;re traveling in Atlantic Canada, Ontario or British Columbia, please see THE EXCHANGE\u00ae information below, and if you&#8217;re traveling in Alberta, Saskatchewan and Manitoba, additional ATMs can be located by referring to the ACCULINK\u00ae network information. 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