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Savings products available online

Savings products available online

On AccèsD, you can get new products from anywhere and any time that is most convenient for you.

Regular Savings Account

  • Savings account without cheque-writing privileges
  • Deposits, withdrawals and transfers
  • Interest paid montly
  • Standard transaction fees apply (except for automatic transfers from a chequing account in the same folio)

Savings Account – TFSA

  • Deposits1, withdrawals, transfers permitted at all times (non-taxable)
  • No minimum amount required
  • Interests are paid monthly and non-taxable
  • No fees

High Interest S@vings Account

  • Enhanced rate available online only
  • Access to your money when you need it
  • Interest accrues with the first dollar invested
  • No fees. No conditions

Term S@vings

  • Enhanced rate available online only
  • Fixed or climbing rate (higher from year to year)
  • Term: 3, 4 or 5 years

Regular Term Savings

  • Interest rate guaranteed until maturity
  • Term : 1 or 2 years

Redeemable Term Savings

  • Redeemable at any time and earning a predetermined rate of interest
  • Please note that no interest is paid if redeemed within 30 days after the purchase date
  • To manage short-term projects or put money side temporarily
  • Term : 1 year

Climbing-rate Terme Savings

  • Guaranteed rates of interest that increase from year to year
  • Possibility of redeeming your deposit annually, in full or in part
  • Term: 3 or 5 years

Market-linked Guaranteed Investments

  • Investment with a double advantage : capital is 100 % guaranteed and potential return is higher than fixed-rate investments due to market growth.
Type of products Non-registered investments

RRSP

TFSA
Regular Savings Account

Savings Account – TFSA

High Interest S@vings Account

Term S@vings

Regular Term Savings

Redeemable Term Savings

Climbing-rate Terme Savings

Market-linked Guaranteed Investments

1 Maximum annual contribution: $5,000 in 2009; then, indexed to the inflation rate and rounded to the nearest $500 on a yearly basis.

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