
With Allia, you can get new products from anywhere and any time that is most convenient for you.
Regular Savings Account
- Savings account without cheque-writing privileges
- Deposits, withdrawals and transfers
- Interest paid montly
- Standard transaction fees apply (except for automatic transfers from a chequing account in the same folio)
Savings Account – TFSA
- Deposits1, withdrawals, transfers permitted at all times (non-taxable)
- No minimum amount required
- Interests are paid monthly and non-taxable
- No fees
High-Yield Savings Account
- Enhanced rate available online only
- Access to your money when you need it
- Interest accrues with the first dollar invested
- No fees. No conditions
Term Savings
- Enhanced rate available online only
- Fixed or climbing rate (higher from year to year)
- Term: 3, 4 or 5 years
Regular Term Savings
- Interest rate guaranteed until maturity
- Term : 1 or 2 years
Redeemable Term Savings
- Redeemable at any time and earning a predetermined rate of interest
- Please note that no interest is paid if redeemed within 30 days after the purchase date
- To manage short-term projects or put money side temporarily
- Term : 1 year
Climbing-rate Terme Savings
- Guaranteed rates of interest that increase from year to year
- Possibility of redeeming your deposit annually, in full or in part
- Term: 3 or 5 years
Market-Linked Guaranteed Investments
- Investment with a double advantage : capital is 100 % guaranteed and potential return is higher than fixed-rate investments due to market growth.
Type of products | Non-registered investments |
RRSP |
TFSA |
Regular Savings Account |
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Savings Account – TFSA |
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High Interest Savings Account |
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Term Savings |
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Regular Term Savings |
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Redeemable Term Savings |
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Climbing-rate Terme Savings |
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Market-Linked Guaranteed Investments |
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1 Maximum annual contribution: $5,000 in 2009; then, indexed to the inflation rate and rounded to the nearest $500 on a yearly basis.