Interac e-transfers® and Mobile Deposit
Good news! The additional $1 fee for Interac e-Transfers® is no longer applicable(1).
Discover the fast, secure way to send money to someone at the Caisse or with an account at another participating Canadian financial institution. With Interac e-Transfer available on AccèsD Internet and mobile, you can transfer money by text or email anytime you want.
Transfer money for just about anything
Use Interac e-Transfer to contribute to a group gift, pay your share of a cottage rental or pay someone back for picking up that concert ticket.
All the recipient needs is an account in a Canadian financial institution and an email address or mobile phone number(2).
Features
| Simple | All the recipient needs is an account in a Canadian financial institution and an email address or mobile phone number. No financial information is required. |
| Fast | Funds are available as soon as the transfer is accepted by the recipient. Minimum processing time: 30 mintues. |
| Flexibility | Transfers can be made right away or scheduled to be processed at a later date or on a regular basis. |
| Secure | A security question lets you ensure the transfer was sent to the right recipient. You benefit from the highest security standards in the industry with the Guaranteed 100% Secure program. |
| Multiple access | Transactions can be made on AccèsD Internet and AccèsD mobile. |
| Maximum amount | You can transfer up to C$3,000 per 24 hour-period. Minimum transfer amount is $10. |
| Cost | No fee if you have a plan and stay within the number of transactions included in the plan. No fee applies if you are the transfer recipient. |
| Participating financial institutions | See a list of participating financial institutions |
Mobile Deposit
Mobile deposit allows members to deposit a cheque without having to go to the Caisse Populaire or ATM. It’s easy: simply take a picture of your cheque.
It’s easy, quick and free!
What you need to know
- Most cheques are eligible for mobile deposits.
- The cheque must be in Canadian currency and come from a Canadian financial institution.
- Mobile deposits can be made to personal chequing accounts or non-registered regular savings accounts.
- When making a mobile deposit, you must keep the original cheque for 10 days before disposing of it securely.
- Rules applicable to cheque hold periods are the same as those for cheques deposited at the Caisse Populaire(5).
- There are deposit limits:
- Deposits up to $2,000 for cheques from a financial institution out of province.
- Daily limit of $10,000; $100,000 limit per 30-day period.
This feature is free.
® The Interac logo and Interact e-Transfers are registered trademarks of Interac Inc. Used under licence.
1 Transaction fee apply if you don’t have a monthly plan or if you exceed the number of transactions included in your plan.
2 Transfers must be in Canadian currency.
3 This information is used only to notify the recipient that a transfer has been made. Recipients must be a member of a participating financial institution and have secure online access to their accounts on that financial institution’s website.
4 Funds not deposited by recipients within 30 days will be returned to you.
5 Availability of funds is subject to your caisse’s hold funds policy and your available funds limit. Contact your caisse to learn the restrictions that apply to individual and business members.