Discover the fast, secure way to send money to someone at the Caisse or with an account at another participating Canadian financial institution. With Interac e-Transfer available on AccèsD Internet and mobile, you can transfer money by text or email anytime you want.

Transfer money for just about anything

Use Interac e-Transfer to contribute to a group gift, pay your share of a cottage rental or pay someone back for picking up that concert ticket.

All the recipient needs is an account in a Canadian financial institution and an email address or mobile phone number⁽²⁾.

Features


Simple	All the recipient needs is an account in a Canadian financial institution and an email address or mobile phone number. No financial information is required.
Fast	Funds are available as soon as the transfer is accepted by the recipient. Minimum processing time: 30 mintues.
Flexibility	Transfers can be made right away or scheduled to be processed at a later date or on a regular basis.
Secure	A security question lets you ensure the transfer was sent to the right recipient. You benefit from the highest security standards in the industry with the Guaranteed 100% Secure program.
Multiple access	Transactions can be made on AccèsD Internet and AccèsD mobile.
Maximum amount	You can transfer up to $5,000 per 24 hour-period.
Cost	No fee if you have a plan and stay within the number of transactions included in the plan. No fee applies if you are the transfer recipient.
Participating financial institutions	See a list of participating financial institutions

Mobile Deposit

Mobile deposit allows members to deposit a cheque without having to go to the Caisse Populaire or ATM. It’s easy: simply take a picture of your cheque.

It’s easy, quick and free!

What you need to know

Most cheques are eligible for mobile deposits.
The cheque must be in Canadian currency and come from a Canadian financial institution.
Mobile deposits can be made to personal chequing accounts or non-registered regular savings accounts.
When making a mobile deposit, you must keep the original cheque for 10 days before disposing of it securely.
Rules applicable to cheque hold periods are the same as those for cheques deposited at the Caisse Populaire⁽⁵⁾.
There are deposit limits:
- Deposits up to $2,000 for cheques from a financial institution out of province.
- Daily limit of $10,000; $100,000 limit per 30-day period.

This feature is free.

® The Interac logo and Interact e-Transfers are registered trademarks of Interac Inc. Used under licence.

¹ Transaction fee apply if you don’t have a monthly plan or if you exceed the number of transactions included in your plan.

² Transfers must be in Canadian currency.

³ This information is used only to notify the recipient that a transfer has been made. Recipients must be a member of a participating financial institution and have secure online access to their accounts on that financial institution’s website.

⁴ Funds not deposited by recipients within 30 days will be returned to you.

⁵ Availability of funds is subject to your caisse’s hold funds policy and your available funds limit. Contact your caisse to learn the restrictions that apply to individual and business members.