Guaranteed fixed-rate investments (GICs)
Fixed-rate term savings—also known as fixed-rate GICs (guaranteed investment certificates)—are the only savings products that guarantee your capital and your interest returns.
No matter how the markets perform, you can know from day one exactly what your final returns will be.
Term savings are the first step to a diversified investment portfolio:
- Original investment and interest 100% guaranteed;
- Deposits insured in accordance with the terms and conditions established by the Deposit Insurance Corporation of Ontario (DICO).
- Eligible for TFSAs, RRSPs and other registered savings plans;
- Variety of interest payment options;
- Short, medium or long-term investments;
- Entitles you to any member dividends your caisse may pay.
Guaranteed Savings Products
|My S@vings Plan1||For members ages 12 to 30
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|Term S@vings1||Only available on AccèsD Internet and mobile
|Term Savings1||Grow your money worry-free!
|Regular Deposit Term Savings1||The best way to save and stay on budget
|Redeemable Term Savings||Access your funds at any time!
|Climbing-Rate Term Savings1||Multiple interest rates = higher returns!
|Diversified Term Savings||A simple way to ladder your maturities
|U.S. Dollar Term Savings2||Grow your savings without converting your U.S. dollars!
|Regular Income Term Savings||Turn your savings into income!
|Personalized Annuity Term Savings||When retirement is at the door!