Convert the capital accumulated in your RRSP into retirement income.
Is this savings fund for you?
Main feature : Tax-sheltered investment income
Total or partial withdrawal: Lump sum withdrawals possible; minimum annual withdrawal set by law
Conversion: You may convert all or a portion of your RRIF into an annuity at any time
Indexing option: Allows the amount of income to be adjusted annually
Deadline: No later than December 31 of the year you turn 71
The money in an RRIF can be converted into a number of different savings and investment products without restriction.
Your Caisse populaire offers a range of options to meet your RRIF portfolio diversification needs, whatever your investor profile may be.
| Personalized Annuity RRIF |
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| Conventional RRIF |
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| Market-Linked Guaranteed Investments RRIF |
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| Funds RRIF |
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| RRIF-Annuity combination | An attractive option for some people:
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Determine your financial objectives, expected returns, the investment maturity date and when you’ll need the funds, as well as your level of tolerance to risk and market fluctuations.
| Retirement income amount and frequency |
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| Other |
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To help you achieve your retirement goals, the Caisse populaire Guaranteed Investment Funds will provide you with a guaranteed and predictable income, regardless of market fluctuations.