Transaction Code Definitions

Transaction Code Definitions

This table will help you understand the meaning of the 3-character code displayed on your ATM receipts, monthly statements of account or passbook.

Codes marked with an asterisk (*) and preceded with an “I” indicate an inter-Caisses transaction. Transactions with “Caisse” as the access method may either be automated transactions or transactions carried out manually at the caisse.

Code Description Access method Personal Business
ACB AccèsD bill payment AccèsD Telephone
ACC Line of credit administration charge correction Caisse
ACP AccèsD line of credit payment AccèsD Telephone
ACT AccèsD transfer between accounts AccèsD Telephone
ADM Service charges Caisse
ATC* ATM withdrawal correction ATM
ATD* ATM deposit ATM
ATL Display 10 most recent transactions ATM
ATP* ATM line of credit payment ATM
ATQ* Fast cash ATM withdrawal ATM
ATT* Transfer between accounts or money transfer at L’Allaince des caisses populaire de l’Ontario ATM ATM
ATU ATM passbook updating ATM
ATW* ATM withdrawal ATM
AV Loan disbursement Caisse
CAM Account maintenance charges Caisse
CAN Purchase correction or refund correction cancellation Direct payment
CC Certified cheque Caisse
CCB* Bill payment at the counter (with fee) Caisse
CCQ Cheque Caisse
CCR Deposit through clearing Caisse
CEQ Merchant equipment rental charges Direct payment
CFT Funds transfer charges AccèsD Affaires Internet
CGF Business line of credit guarantee administration charges Caisse
CGR Merchandise return credit Direct payment
CHG Canadian exchange on rate on foreign ATM transaction ATM
CHI Life insurance premium on Personal Chequing Account Caisse
CHQ Cheque Caisse
CIL Capitalized interest on loan Caisse
CLS Closing of account Caisse
CLX Irregular loan or line of credit closure Caisse
CMA Business line of credit administration charges Caisse
CNL NSF loan charges Caisse
CNS NSF cheque charge Caisse
COP Loan or line of credit file – opening charge Caisse
CR Miscellaneous in-caisse deposit Caisse
CRC* Correction for in-caisse deposit Caisse
CRL Loan of line of credit renewal charges Caisse
CRN Returned cheque charge Caisse
CSC Complementary service charge Caisse
CTX Merchant transaction charges Direct payment
DAB Bill payment made through an AccèsD Services advisor AccèsD Telephone
DCA CAPSS insurance reimbursement for health care expenses Caisse
DCC Merchant credit card transaction deposit Direct payment
DCH Member dividends on administrative charges Caisse
DCP Deposit prepaid purchase card Direct payment
DDC Direct deposit correction (no fee) Direct payment
DEP* Deposit at the counter with passbook Caisse
DET Deposit – Transfer from other institution Caisse
DIC Direct deposit correction Caisse
DIR Direct deposit Caisse
DIV Member dividends on social capital Caisse
DPD Merchant direct payment deposit Direct payment
DR Miscellaneous in-caisse withdrawal Caisse
DRC* Correction for in-caisse withdrawal Caisse
DW Direct withdrawal (preauthorized payment) Caisse
DWC Direct withdrawal correction Caisse
DWT Direct withdrawal – Transfer (e.g., Investment) Caisse
EDI EDI payroll payment AccèsD Affaires Internet
FIX Fixed service charges Caisse
FWD Deposit carried forward Caisse
GFC Line of credit guarantee monitoring charge correction Caisse
GST Federal sales tax on merchant equipment rental Direct payment
HS Payroll deduction Caisse
HSA Payroll deduction Caisse
HSC Payroll deduction correction Caisse
IDD Direct deposit (no fee) Direct payment
IFT International funds transfer AccèsD Affaires Internet
INC Interest correction Caisse
INT Interest on Personal Chequing Account Caisse
LCD Deposit from line of credit Caisse
NBD* Deposit at the counter without passbook Caisse
NBW* Withdrawal at the counter without passbook Caisse
NCB* Bill payment at the counter (no fee) Caisse
ODC Overdraft interest charges Caisse
OLD Direct deposit Caisse
OPN Opening of account Caisse
PAP Preauthorized purchase Direct payment
PAW Preauthorized payment Caisse
PMT Loan payment at the counter Caisse
PRT Provincial sales tax on merchant equipment rental Direct payment
PUR Purchase Direct payment
PWL Purchase with withdrawal Direct payment
RAE Student advance repayment Caisse
REB Member dividends on savings and loans Caisse
REC* Principal payment on line of credit
(counter, ATM or AccèsD)
Caisse
RIC* Principal and interest payment on line of credit (counter, ATM or AccèsD) Caisse
RRC Principal and interest payment in arrears Caisse
RSI Life insurance premium on Regular Savings Account Caisse
RTN Returned cheque Caisse
SAL* Salary Caisse
SAT Shared ATM transfer ATM
SCD ATM withdrawal (ATM of another institution) ATM
SCH Special cheque from line of credit Caisse
SCI Life insurance premium on social capital Caisse
SEM Multiproject Option service charges Caisse
SER User fees Caisse
SHI Interest on social capital Caisse
SL Direct deposit Caisse
SLC Direct deposit correction Caisse
SSI Interest on surplus shares Caisse
SVI Interest on Regular Savings Account Caisse
TAL Automatic loan or line of credit payment Caisse
TAM Transfer of matured term savings account Caisse
TAP Periodic transfer to or from term savings account Caisse
TDA Transfer between accounts through an AccèsD Services advisor AccèsD Telephone
TDI Interest on term savings account Caisse
TF Transfer between folios (no fee) Caisse
TFC* Inter-Caisse or inter-institution transfer (with fee) Caisse
TFF Transfer between folios (with fee) Caisse
TFI Inter-Caisse or inter-institution transfer (no fee) Caisse
TIC Inter-currency transfer AccèsD Affaires Internet
TMO* Manual transfer at the counter Caisse
TR Automatic transfer within same folio Caisse
TSI Life insurance premium on term savings account Caisse
TTP* Transfer – Retirement products Caisse
TTR* Transfer between accounts in same folio at the counter Caisse
UPD Passbook updating Caisse
UPI Unpaid overdue interest Caisse
WBT Transfer to folio from other institution AccèsD Internet
WD* Withdrawal at the counter with passbook Caisse
WGC CAN-ACT government remittance AccèsD Affaires Internet
WGT GST government remittance AccèsD Affaires Internet
WIT Transfer to or from Build-Up Savings Account AccèsD Affaires Internet
WMT Withdrawal – Money transfer to folio
Deposit – Money transfer
Withdrawal – Interac transfer
Deposit – Interac transfer
AccèsD Internet
WWB Bill payment AccèsD Internet
WWG Government remittance AccèsD Affaires Internet
WWP Line of credit payment AccèsD Internet