This table will help you understand the meaning of the 3-character code displayed on your ATM receipts, monthly statements of account or passbook.
Codes marked with an asterisk (*) and preceded with an “I” indicate an inter-Caisses transaction. Transactions with “Caisse” as the access method may either be automated transactions or transactions carried out manually at the caisse.
Code | Description | Access method | Personal | Business |
ACB | AccèsD bill payment | AccèsD Telephone | ![]() |
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ACC | Line of credit administration charge correction | Caisse | ![]() |
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ACP | AccèsD line of credit payment | AccèsD Telephone | ![]() |
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ACT | AccèsD transfer between accounts | AccèsD Telephone | ![]() |
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ADM | Service charges | Caisse | ![]() |
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ATC* | ATM withdrawal correction | ATM | ![]() |
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ATD* | ATM deposit | ATM | ![]() |
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ATL | Display 10 most recent transactions | ATM | ![]() |
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ATP* | ATM line of credit payment | ATM | ![]() |
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ATQ* | Fast cash ATM withdrawal | ATM | ![]() |
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ATT* | Transfer between accounts or money transfer at L’Allaince des caisses populaire de l’Ontario ATM | ATM | ![]() |
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ATU | ATM passbook updating | ATM | ![]() |
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ATW* | ATM withdrawal | ATM | ![]() |
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AV | Loan disbursement | Caisse | ![]() |
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CAM | Account maintenance charges | Caisse | ![]() |
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CAN | Purchase correction or refund correction cancellation | Direct payment | ![]() |
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CC | Certified cheque | Caisse | ![]() |
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CCB* | Bill payment at the counter (with fee) | Caisse | ![]() |
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CCQ | Cheque | Caisse | ![]() |
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CCR | Deposit through clearing | Caisse | ![]() |
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CEQ | Merchant equipment rental charges | Direct payment | ![]() |
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CFT | Funds transfer charges | AccèsD Affaires Internet | ![]() |
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CGF | Business line of credit guarantee administration charges | Caisse | ![]() |
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CGR | Merchandise return credit | Direct payment | ![]() |
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CHG | Canadian exchange on rate on foreign ATM transaction | ATM | ![]() |
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CHI | Life insurance premium on Personal Chequing Account | Caisse | ![]() |
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CHQ | Cheque | Caisse | ![]() |
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CIL | Capitalized interest on loan | Caisse | ![]() |
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CLS | Closing of account | Caisse | ![]() |
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CLX | Irregular loan or line of credit closure | Caisse | ![]() |
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CMA | Business line of credit administration charges | Caisse | ![]() |
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CNL | NSF loan charges | Caisse | ![]() |
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CNS | NSF cheque charge | Caisse | ![]() |
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COP | Loan or line of credit file – opening charge | Caisse | ![]() |
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CR | Miscellaneous in-caisse deposit | Caisse | ![]() |
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CRC* | Correction for in-caisse deposit | Caisse | ![]() |
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CRL | Loan of line of credit renewal charges | Caisse | ![]() |
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CRN | Returned cheque charge | Caisse | ![]() |
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CSC | Complementary service charge | Caisse | ![]() |
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CTX | Merchant transaction charges | Direct payment | ![]() |
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DAB | Bill payment made through an AccèsD Services advisor | AccèsD Telephone | ![]() |
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DCA | CAPSS insurance reimbursement for health care expenses | Caisse | ![]() |
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DCC | Merchant credit card transaction deposit | Direct payment | ![]() |
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DCH | Member dividends on administrative charges | Caisse | ![]() |
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DCP | Deposit prepaid purchase card | Direct payment | ![]() |
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DDC | Direct deposit correction (no fee) | Direct payment | ![]() |
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DEP* | Deposit at the counter with passbook | Caisse | ![]() |
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DET | Deposit – Transfer from other institution | Caisse | ![]() |
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DIC | Direct deposit correction | Caisse | ![]() |
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DIR | Direct deposit | Caisse | ![]() |
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DIV | Member dividends on social capital | Caisse | ![]() |
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DPD | Merchant direct payment deposit | Direct payment | ![]() |
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DR | Miscellaneous in-caisse withdrawal | Caisse | ![]() |
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DRC* | Correction for in-caisse withdrawal | Caisse | ![]() |
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DW | Direct withdrawal (preauthorized payment) | Caisse | ![]() |
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DWC | Direct withdrawal correction | Caisse | ![]() |
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DWT | Direct withdrawal – Transfer (e.g., Investment) | Caisse | ![]() |
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EDI | EDI payroll payment | AccèsD Affaires Internet | ![]() |
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FIX | Fixed service charges | Caisse | ![]() |
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FWD | Deposit carried forward | Caisse | ![]() |
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GFC | Line of credit guarantee monitoring charge correction | Caisse | ![]() |
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GST | Federal sales tax on merchant equipment rental | Direct payment | ![]() |
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HS | Payroll deduction | Caisse | ![]() |
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HSA | Payroll deduction | Caisse | ![]() |
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HSC | Payroll deduction correction | Caisse | ![]() |
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IDD | Direct deposit (no fee) | Direct payment | ![]() |
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IFT | International funds transfer | AccèsD Affaires Internet | ![]() |
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INC | Interest correction | Caisse | ![]() |
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INT | Interest on Personal Chequing Account | Caisse | ![]() |
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LCD | Deposit from line of credit | Caisse | ![]() |
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NBD* | Deposit at the counter without passbook | Caisse | ![]() |
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NBW* | Withdrawal at the counter without passbook | Caisse | ![]() |
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NCB* | Bill payment at the counter (no fee) | Caisse | ![]() |
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ODC | Overdraft interest charges | Caisse | ![]() |
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OLD | Direct deposit | Caisse | ![]() |
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OPN | Opening of account | Caisse | ![]() |
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PAP | Preauthorized purchase | Direct payment | ![]() |
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PAW | Preauthorized payment | Caisse | ![]() |
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PMT | Loan payment at the counter | Caisse | ![]() |
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PRT | Provincial sales tax on merchant equipment rental | Direct payment | ![]() |
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PUR | Purchase | Direct payment | ![]() |
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PWL | Purchase with withdrawal | Direct payment | ![]() |
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RAE | Student advance repayment | Caisse | ![]() |
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REB | Member dividends on savings and loans | Caisse | ![]() |
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REC* | Principal payment on line of credit (counter, ATM or AccèsD) |
Caisse | ![]() |
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RIC* | Principal and interest payment on line of credit (counter, ATM or AccèsD) | Caisse | ![]() |
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RRC | Principal and interest payment in arrears | Caisse | ![]() |
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RSI | Life insurance premium on Regular Savings Account | Caisse | ![]() |
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RTN | Returned cheque | Caisse | ![]() |
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SAL* | Salary | Caisse | ![]() |
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SAT | Shared ATM transfer | ATM | ![]() |
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SCD | ATM withdrawal (ATM of another institution) | ATM | ![]() |
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SCH | Special cheque from line of credit | Caisse | ![]() |
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SCI | Life insurance premium on social capital | Caisse | ![]() |
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SEM | Multiproject Option service charges | Caisse | ![]() |
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SER | User fees | Caisse | ![]() |
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SHI | Interest on social capital | Caisse | ![]() |
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SL | Direct deposit | Caisse | ![]() |
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SLC | Direct deposit correction | Caisse | ![]() |
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SSI | Interest on surplus shares | Caisse | ![]() |
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SVI | Interest on Regular Savings Account | Caisse | ![]() |
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TAL | Automatic loan or line of credit payment | Caisse | ![]() |
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TAM | Transfer of matured term savings account | Caisse | ![]() |
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TAP | Periodic transfer to or from term savings account | Caisse | ![]() |
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TDA | Transfer between accounts through an AccèsD Services advisor | AccèsD Telephone | ![]() |
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TDI | Interest on term savings account | Caisse | ![]() |
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TF | Transfer between folios (no fee) | Caisse | ![]() |
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TFC* | Inter-Caisse or inter-institution transfer (with fee) | Caisse | ![]() |
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TFF | Transfer between folios (with fee) | Caisse | ![]() |
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TFI | Inter-Caisse or inter-institution transfer (no fee) | Caisse | ![]() |
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TIC | Inter-currency transfer | AccèsD Affaires Internet | ![]() |
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TMO* | Manual transfer at the counter | Caisse | ![]() |
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TR | Automatic transfer within same folio | Caisse | ![]() |
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TSI | Life insurance premium on term savings account | Caisse | ![]() |
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TTP* | Transfer – Retirement products | Caisse | ![]() |
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TTR* | Transfer between accounts in same folio at the counter | Caisse | ![]() |
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UPD | Passbook updating | Caisse | ![]() |
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UPI | Unpaid overdue interest | Caisse | ![]() |
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WBT | Transfer to folio from other institution | AccèsD Internet | ![]() |
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WD* | Withdrawal at the counter with passbook | Caisse | ![]() |
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WGC | CAN-ACT government remittance | AccèsD Affaires Internet | ![]() |
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WGT | GST government remittance | AccèsD Affaires Internet | ![]() |
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WIT | Transfer to or from Build-Up Savings Account | AccèsD Affaires Internet | ![]() |
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WMT | Withdrawal – Money transfer to folio Deposit – Money transfer Withdrawal – Interac transfer Deposit – Interac transfer |
AccèsD Internet | ![]() |
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WWB | Bill payment | AccèsD Internet | ![]() |
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WWG | Government remittance | AccèsD Affaires Internet | ![]() |
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WWP | Line of credit payment | AccèsD Internet | ![]() |