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Defined Contribution Pension Plan

We can provide these additional services through other financial services partners. Please contact an advisor at your Caisse populaire to find out more about the following products.

A savings plan in which both employer and employees make pre-defined contributions that are generally based on a percentage of employee salary.

Contributions are tax deductible and accumulate on a tax-deferred basis. Amount accumulated is used to determine annuity amount payable upon retirement.


  • In most cases, members provide their own investment instructions for the amounts contributed on their behalf.
  • Funds accumulated cannot be withdrawn before retirement and must be used to purchase an annuity.
  • These plans are generally better suited to employers who want to help their employees build an income for retirement.


  • Complete range of services to set up and maintain the plan.
  • Advisory services to help design the plan and investment strategies.
  • Plan sponsors receive ongoing support, expertise and accessibility of our specialists.
  • Complete documentation provided, as required by law.
  • A wide variety of investment options and strategies from various fund managers.
  • Participants receive support and assistance in understanding their plan and the investment options available to them.
  • Strict quality control measures ensure our plan sponsors’ peace of mind.
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